27083 US Hwy 431, Five Points, AL 36855 Property Records

Chambers County property record for 27083 US Hwy 431, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,471 sqft · built 1700
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$114 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-07-02-04-0-001-014.000`

Property Details

APN / Parcel Number

Primary APN	`12-07-02-04-0-001-014.000`
Alternative APNs	`0702040001014000` `402375`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	334 ft deep x 75 ft wide
Porch	Patio
Porch Area	117 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	402375
Street Address	27083 US HIGHWAY 431
City	FIVE POINTS
State	AL
Zip	36855-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 437.8' S OF NW COR OF NW1/4 OF NW1/4, RUN S80', SE300' TO U.S. 431, NE'LY ALONG HWAY 75', NW'LY334' TO P.O.B., IN NW1/4 O
Legal Range	27
Legal Township	23
Legal Section	04
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	3
Census Block	3046
Census Tract	953800

Owner

Source: Chambers County records · APN 12-07-02-04-0-001-014.000

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 155, FIVE POINTS, AL 36855-0155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	27083 US HIGHWAY 431, FIVE POINTS, AL 36855-2131
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1269
Date	Apr 06, 2021
Book Page	2021/1269

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Apr 15, 2044

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Five Points Town
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$114.00	$8,732 (+100.28%) Land $880 Building $7,852	$43,660 (-0.05%) Land $4,400 Building $39,260
2024	$114.00 Additional exemption filed	$4,360 (-) Land $440 Building $3,920	$43,680 (-) Land $4,410 Building $39,270
2023	$114.00 Additional exemption filed	$4,360 (-) Land $440 Building $3,920	$43,680 (-) Land $4,410 Building $39,270
2022	$114.00 Additional exemption filed	$4,360 Land $440 Building $3,920	$43,680 Land $4,410 Building $39,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 30 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.