271 Windy Acres Estates Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 271 Windy Acres Estates Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,384 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Apr 2024)
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23S-23-0383`

Property Details

APN / Parcel Number

Primary APN	`23S-23-0383`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,384 sqft Living Area
Gross Area	3,784 sqft
1st Floor Area	1,420 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	73 ft deep x 73 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	126 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	271 WINDY ACRES ESTATES DR
City	BALLWIN
State	MO
Zip	63021-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WINDY ACRES ESTATES LOT 20
Legal Subdivision	WINDY ACRES ESTATES
Legal Lot Number	20
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1021
Census Tract	217943

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ESSEX RESIDENTIAL MORTGAGE LLC
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	2024429159
Prior Transfer Date	Apr 25, 2024
Prior Transfer Doc	0000000158
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Mortgage

Document Number	2022110900232
Date	Nov 9, 2022
Instrument	2022110900232

Lender

Name	ESSEX RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Mortgage

Document Number	2025123100460
Date	Dec 31, 2025
Instrument	2025123100460

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 29, 2024
Property Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	2024042900159
Map Reference	MB 347 PG 75&76
Instrument Date	Apr 25, 2024
Instrument	2024042900159
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 N MOSLEY RD, SAINT LOUIS, MO 63141-7665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Mortgage

Document Number	2024042900160
Date	Apr 29, 2024
Instrument	2024042900160

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	7.95%
Index	5-Year TN
Margin	2
Max Rate	11.9%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,760 (-) Land $30,890 Building $73,870	$551,400 (-) Land $162,600 Building $388,800
2025	$7,168.00 (+6.02%)	$104,760 (+8.18%) Land $30,890 Building $73,870	$551,400 (+8.18%) Land $162,600 Building $388,800
2024	$6,761.00 (+0.07%)
2023	$6,756.00 (+11.82%)	$96,840 (+19.88%) Land $18,540 Building $78,300	$509,700 (+19.87%) Land $97,600 Building $412,100
2022	$6,042.00	$80,780 Land $18,540 Building $62,240
2021			$425,200 Land $97,600 Building $327,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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