262 Windy Acres Estates Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 262 Windy Acres Estates Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,976 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2017)
Tax Bill	$7,117 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23S-23-0471`

Property Details

APN / Parcel Number

Primary APN	`23S-23-0471`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	1,296 sqft
Basement Area	360 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	73 ft deep x 73 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	115 sqft
Deck Area	196 sqft
Patio Area	180 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	262 WINDY ACRES ESTATES DR
City	BALLWIN
State	MO
Zip	63021-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WINDY ACRES ESTATES LOT 35
Legal Subdivision	WINDY ACRES ESTATES
Legal Lot Number	35
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1022
Census Tract	217943

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Oct 11, 2019	Deed of Trust, Mortgage US WIDE FIN'L
Jun 12, 2018	Deed of Trust, Mortgage FIRST CMNTY FCU
Mar 6, 2017	Warranty Deed, Transfer GERSHMAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	2017622
Deed Book / Page	22424 / 2843
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	0202345238
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230

Mortgage

Document Number	0244444063
Date	Nov 17, 2020
Book Page	24444/4063
Instrument	2020111700670

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02375201173
Date	Oct 21, 2019
Book Page	23752/01173
Instrument	2019102100181

Lender

Name	US WIDE FINANCIAL LLC
Type	Lending Institution
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230
Document Number	0237521173
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 WINDY ACRES ESTATES DR BALLWIN MO 630214230, BALLWIN, MO 63021-4230

Mortgage

Document Number	0237521173
Date	Oct 21, 2019
Book Page	023752/001173
Instrument	181

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230
Document Number	0230741975
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 WINDY ACRES ESTATES DR BALLWIN MO 630214230, BALLWIN, MO 63021-4230

Mortgage

Document Number	0230741975
Date	Jun 19, 2018
Book Page	023074/001975
Instrument	436

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2033

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 6, 2017
Property Address	262 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4230
Document Number	0224242843
Book / Page	022424 / 002843
Instrument Date	Mar 6, 2017
Instrument	622
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	VISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 WINDY ACRES ESTATES DR BALLWIN MO 630214230, BALLWIN, MO 63021-4230

Mortgage

Document Number	224242846
Date	Mar 6, 2017
Book Page	022424/002846
Instrument	623

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,020 (-) Land $30,890 Building $73,130	$547,500 (-) Land $162,600 Building $384,900
2025	$7,117.00 (+6.57%)	$104,020 (+8.76%) Land $30,890 Building $73,130	$547,500 (+8.76%) Land $162,600 Building $384,900
2024	$6,678.00 (+0.09%)
2023	$6,672.00 (+11.85%)	$95,640 (+19.94%) Land $18,540 Building $77,100	$503,400 (+19.94%) Land $97,600 Building $405,800
2022	$5,965.00	$79,740 Land $18,540 Building $61,200
2021			$419,700 Land $97,600 Building $322,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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