271 Ramsey Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 271 Ramsey Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1959
Lot Size	0.39 acres (17,001 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2021)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23S-32-0187`

Property Details

APN / Parcel Number

Primary APN	`23S-32-0187`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,001 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	271 RAMSEY LN
City	BALLWIN
State	MO
Zip	63021-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	RIES HEIGHTS LOT 96
Legal Subdivision	RIES HEIGHTS
Legal Lot Number	96
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2001
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Sep 15, 2020	Warranty Deed, Transfer · Line of Credit CARROLLTON BK
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Nov 1, 2019	Deed of Trust, Mortgage CARROLLTON BK
Dec 6, 2018	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Mar 8, 2017	Deed of Trust, Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Feb 5, 2013 · Amount on Record
Deed Document Number	2021154
Deed Book / Page	25134 / 5297
Prior Transfer Date	Sep 28, 2012
Prior Transfer Doc	0201842995
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 28, 2021
Property Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0251345297
Book / Page	25134 / 5297
Map Reference	MB 88 PG 13
Instrument Date	Sep 8, 2021
Instrument	2021092800154
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 NEW BALLWIN RD, 271, BALLWIN, MO 63021-4719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 RAMSEY LN, BALLWIN, MO 63021-4947

Mortgage

Document Number	2021092800155
Date	Sep 28, 2021
Instrument	2021092800155

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 15, 2020
Property Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0243261168
Book / Page	024326 / 001168
Instrument Date	Aug 27, 2020
Instrument	711
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 NEW BALLWIN RD BALLWIN MO 630214719, BALLWIN, MO 63021-4719

Mortgage

Document Number	242863045
Date	Sep 15, 2020
Book Page	024286/003045
Instrument	995

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146-5277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	243261171,
Date	Sep 15, 2020
Book Page	024326/001171
Instrument	712

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0242863045
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 CRAIG RD #250 ST LOUIS MO 631466212, 250, ST LOUIS, MO 63146-6212

Mortgage

Document Number	0242863045
Date	Aug 25, 2020
Book Page	024286/003045
Instrument	995

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146-5277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0237841993
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 RAMSEY LN BALLWIN MO 630214947, BALLWIN, MO 63021-4947

Mortgage

Document Number	0237841993
Date	Nov 12, 2019
Book Page	023784/001993
Instrument	506

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0233140474
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 RAMSEY LN BALLWIN MO 630214947, BALLWIN, MO 63021-4947

Mortgage

Document Number	0233140474
Date	Dec 11, 2018
Book Page	023314/000474
Instrument	318

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146-5277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	271 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0224342637
Book / Page	022434 / 002637
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	CHESTERFIELD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 RAMSEY LN BALLWIN MO 630214947, BALLWIN, MO 63021-4947

Mortgage

Document Number	0224342637
Date	Mar 13, 2017
Book Page	022434/002637
Instrument	712

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,940 (-) Land $23,940 Building $19,000	$226,000 (-) Land $126,000 Building $100,000
2025	$2,955.00 (+1.93%)	$42,940 (+4%) Land $23,940 Building $19,000	$226,000 (+4%) Land $126,000 Building $100,000
2024	$2,899.00 (+0.1%)
2023	$2,896.00 (+16.45%)	$41,290 (+24.18%) Land $19,950 Building $21,340	$217,300 (+24.17%) Land $105,000 Building $112,300
2022	$2,487.00	$33,250 Land $19,950 Building $13,300
2021			$175,000 Land $105,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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