269 Ramsey Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 269 Ramsey Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size	0.392 acres (17,084 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jul 2001)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23S-32-0176`

Property Details

APN / Parcel Number

Primary APN	`23S-32-0176`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,084 sqft (0.392 acres)
Lot Dimensions	85 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	269 RAMSEY LN
City	BALLWIN
State	MO
Zip	63021-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	RIES HEIGHTS LOT 95
Legal Subdivision	RIES HEIGHTS
Legal Lot Number	95
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2001
Census Tract	217923

Owner

269 Ramsey Ln is owned and occupied by an individual who bought it in July 2001.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	269 RAMSEY LN, BALLWIN, MO 63021-4947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Dec 7, 2018	Deed of Trust, Mortgage FIRST CMNTY FCU
May 16, 2018	Loan Modification, Mortgage FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2001 · Amount on File
Deed Sale	Jul 6, 2001 · Amount on File
Deed Document Number	200187
Deed Book / Page	13143 / 1081
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	269 RAMSEY LN, BALLWIN, MO 63021-4947
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 RAMSEY LN, BALLWIN, MO 63021-4947

Mortgage

Document Number	2023091400385
Date	Sep 14, 2023
Instrument	2023091400385

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	269 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0233261005
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	269 RAMSEY LN BALLWIN MO 630214947, BALLWIN, MO 63021-4947

Mortgage

Document Number	0233261005
Date	Dec 19, 2018
Book Page	023326/001005
Instrument	187

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 18, 2028

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	269 RAMSEY LN, BALLWIN, MO 63021-4947
Document Number	0231243366
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	269 RAMSEY LN BALLWIN MO 630214947, BALLWIN, MO 63021-4947

Mortgage

Document Number	0231243366
Date	Jul 25, 2018
Book Page	023124/003366
Instrument	667

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 24, 2033

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 269 Ramsey Ln was $2,520, up 0.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,560 (-) Land $24,000 Building $12,560	$192,400 (-) Land $126,300 Building $66,100
2025	$2,520.00 (+0.28%)	$36,560 Land $24,000 Building $12,560	$192,400 Land $126,300 Building $66,100
2024	$2,513.00 (+0.08%)
2023	$2,511.00 (+13.52%)	$35,740 (+20.87%) Land $19,990 Building $15,750	$188,100 Land $105,200 Building $82,900
2022	$2,212.00	$29,570 Land $19,990 Building $9,580
2021			$155,600 Land $105,200 Building $50,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 269 Ramsey Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 269 Ramsey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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