271 Overlook Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 271 Overlook Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,988 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Feb 2021)
Tax Bill	$13,752 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42060-006-0140`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42060-006-0140`
Alternative APNs	`34-221-42060-006-0140` `1076574`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,988 sqft Living Area
Gross Area	4,448 sqft
1st Floor Area	1,274 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Area	600 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	1,460 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	271 OVERLOOK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 14 BLK 6 GULF PINES PB 1-86 OR 21-351 OR 2507-425 OR 2750-4082 OR 2757-3457 OR 3008-3862 OR 3181-2377
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	GULF PINES
Legal Block	6
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1022
Census Tract	950609

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	9247 PENINSULA DR, DALLAS, TX 75218-2734
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBT MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	20215145
Deed Book / Page	3181 / 2377
Prior Transfer Date	Apr 4, 2007
Prior Transfer Doc	0027573457
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	271 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 BUR OAK LN, OAK RIDGE, MO 63769-5446

Mortgage

Document Number	0031670949
Date	Nov 3, 2020
Book Page	3167/949
Instrument	20200044325

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company
Address	OCEAN SPRINGS, MS 39564

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	271 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 BUR OAK LN, OAK RIDGE, MO 63769-5446

Mortgage

Document Number	0031672458
Date	Nov 4, 2020
Book Page	3167/2458
Instrument	20200044726

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	COVINGTON, LA 70434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 3, 2021
Property Address	271 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4187
Document Number	0031812377
Book / Page	3181 / 2377
Map Reference	MB 2 PG 86
Instrument Date	Jan 29, 2021
Instrument	20210005145
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 BUR OAK LN, 230, OAK RIDGE, MO 63769-5446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9247 PENINSULA DR, DALLAS, TX 75218-2734

Mortgage

Document Number	0031812379
Date	Feb 3, 2021
Instrument	3181/2379

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,752.00 (+6.21%)	$1,521,971 (+7.4%) Land $650,000 Building $871,971	$1,521,971 (+7.4%) Land $650,000 Building $871,971
2024	$12,948.00 (+0.8%)
2023	$12,845.00 (+8.08%)	$1,417,143 (+10.5%) Land $525,450 Building $891,693	$1,417,143 (+10.5%) Land $525,450 Building $891,693
2022	$11,885.00	$1,282,463 Land $335,498 Building $946,965	$1,282,463 Land $335,498 Building $946,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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