241 Overlook Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 241 Overlook Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,062 sqft · built 2010
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jul 2025)
Tax Bill	$11,985 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42060-006-0160`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42060-006-0160`
Alternative APNs	`34-221-42060-006-0160` `1076576`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,062 sqft Living Area
Gross Area	4,041 sqft
1st Floor Area	1,550 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	196 ft deep x 115 ft wide
Porch	Open/Unfinished Porch
Porch Area	979 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	241 OVERLOOK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOTS 16 & S1/2 LOT 17 BLK 6 GULF PINES PB 2-86 OR 2518-707 OR 2565-1239 OR 2581-590 OR 2794-2616 &-4200 OR 3052-920 OR 3120-3222 OR 3363-929
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	GULF PINES
Legal Block	6
Legal Lot Number	16,17
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1022
Census Tract	950609

Owner

241 Overlook Dr is owned by two individuals who acquired it in June 2026.

Source: Walton County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9715 BRADLEY CREEK RD, MILTON, TN 37118-1500
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 8, 2019	Warranty Deed, Transfer · Line of Credit TROY BK&TR
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	202523035
Deed Book / Page	3363 / 929
Last Transfer Date	Jun 10, 2026
Transfer Doc	0000025419
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 22, 2026
Property Address	241 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4187
Document Number	0000025419
Book / Page	3402 / 4213
Instrument Date	Jun 10, 2026
Instrument	202625419
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9715 BRADLEY CREEK RD, MILTON, TN 37118-1500
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 8, 2019
Property Address	241 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4187
Document Number	0031203222
Book / Page	003120 / 003222
Instrument Date	Oct 3, 2019
Instrument	35216
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 PALOS VERDES DR TROY AL 360791701, TROY, AL 36079-1701

Mortgage

Document Number	31203225
Date	Oct 8, 2019
Book Page	003120/003225
Instrument	35217

Lender

Name	TROY BK&TR
Type	Bank
Address	TROY, AL 36081

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 13, 2017
Property Address	241 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4187
Document Number	0030520920
Book / Page	003052 / 000920
Instrument Date	Aug 31, 2017
Instrument	30258
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 FRAUNFELTER RD N LIMA OH 458079476, LIMA, OH 45807-9476

Mortgage

Document Number	30520935
Date	Sep 13, 2017
Book Page	003052/000935
Instrument	30260

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2032

Mortgage

Document Number	30520923,
Date	Sep 13, 2017
Book Page	003052/000923
Instrument	30259

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 241 Overlook Dr was $11,985, up 6.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,985.00 (+6.65%)	$1,570,873 Land $780,000 Building $790,873	$1,570,873 Land $780,000 Building $790,873
2024	$11,238.00 (+0.55%)
2023	$11,176.00 (+12.45%)	$1,586,844 (+18.47%) Land $762,750 Building $824,094	$1,586,844 (+18.47%) Land $762,750 Building $824,094
2022	$9,939.00	$1,339,444 Land $487,012 Building $852,432	$1,339,444 Land $487,012 Building $852,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Overlook Dr in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Overlook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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