Walton County property record for 271 Indian Bay Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,927 sqft · built 1990 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,195,000 (Apr 2025) |
| Tax Bill | $6,688 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1S-20-32070-000-0110 |
| Primary APN | 19-1S-20-32070-000-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,927 sqft Living Area |
| Gross Area | 6,370 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 20 ft deep x 10.9 ft wide |
| Garage Type | Finished |
| Garage Area | 915 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | Deck Area |
| Patio Area | 2,311 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1032265 |
|---|---|
| Street Address | 271 INDIAN BAY DR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | LOT 11 INDIAN BAY S/D PB 8-26 OR 1968-353 OR 2488-953 OR 3356-2809 |
| Legal Range | 20W |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | INDIAN BAY S/D |
| Legal Lot Number | 11 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1439 EMERALD BAY DR, DESTIN, FL 32541-3788 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING |
| Apr 24, 2025 | Warranty Deed, Transfer UNKNOWN, BRADLEY TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Apr 8, 2003 |
| Deed Document Number | 20250014151 |
| Deed Book / Page | 3356 / 2809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 271 INDIAN BAY DR, FREEPORT, FL 32439-2139 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 271 INDIAN BAY DR, FREEPORT, FL 32439-2139 |
| Document Number | 0033800634 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 3380/634 |
| Instrument | 20250045121 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 24, 2025 |
| Property Address | 271 INDIAN BAY DR, FREEPORT, FL 32439-2139 |
| Document Number | 0033562809 |
| Book / Page | 3356 / 2809 |
| Map Reference | MB 8 PG 26 |
| Instrument Date | Apr 11, 2025 |
| Instrument | 20250014151 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14514 STATE HIGHWAY 20, NICEVILLE, FL 32578-8321 |
| Name | Verified Name |
|---|---|
| Address | 1439 EMERALD BAY DR, DESTIN, FL 32541-3788 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889,725 (+36.78%) Land $457,800 Building $431,925 | $889,725 (+36.78%) Land $457,800 Building $431,925 | |
| 2024 | $6,688.00 (+24.73%) | ||
| 2023 | $5,362.00 (+0.68%) | $650,459 (-1.95%) Land $206,133 Building $444,326 | $650,459 (-1.95%) Land $206,133 Building $444,326 |
| 2022 | $5,326.00 | $663,382 Land $228,808 Building $434,574 | $663,382 Land $228,808 Building $434,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 115 (1994–2020) |
| Claims Outside the SFHA | 38 of 115 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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