261 Indian Bay Dr, Freeport, FL 32439 Property Records

Walton County property record for 261 Indian Bay Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 1994
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Tax Bill	$2,927 (2024)
Flood Zone	Zone X (moderate risk)
APN	`19-1S-20-32070-000-0100`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32070-000-0100`
Alternative APN	`1032264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	4,202 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	24 ft deep x 9.7 ft wide
Garage Type	Finished
Garage Area	910 sqft
Porch	Porch
Porch Area	968 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1032264
Street Address	261 INDIAN BAY DR
City	FREEPORT
State	FL
Zip	32439-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 INDIAN BAY S/D PB 8-26 OR 731-351 OR 1792-159 OR 1857-439
Legal Range	20W
Legal Township	01S
Legal Section	19
Legal Subdivision	INDIAN BAY S/D
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3013
Census Tract	950502

Owner

Source: Walton County records · APN 19-1S-20-32070-000-0100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	261 INDIAN BAY DR, FREEPORT, FL 32439-2139
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 1998
Deed Sale	Jul 08, 1998
Deed Document Number	0001857439
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$652,577 (+42.49%) Land $407,400 Building $245,177	$652,577 (+42.49%) Land $407,400 Building $245,177
2024	$2,927.00 (+3.65%)
2023	$2,824.00 (+0.64%) Homeowner's exemption	$457,984 (-3.56%) Land $206,133 Building $251,851	$457,984 (-3.56%) Land $206,133 Building $251,851
2022	$2,806.00 Homeowner's exemption	$474,907 Land $228,808 Building $246,099	$474,907 Land $228,808 Building $246,099

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 30 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.