271 Fairhaven Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 271 Fairhaven Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,291 sqft · built 2001
Lot Size	0.201 acres (8,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,500 (Jul 2021)
Tax Bill	$9,941 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-32-108-024`

Property Details

APN / Parcel Number

Primary APN	`09-32-108-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,291 sqft Living Area
Basement Area	1,067 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,749 sqft (0.201 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	271 FAIRHAVEN DR
City	SAINT CHARLES
State	IL
Zip	60175-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 IN HARVEST HILLS UNIT 2
Legal Subdivision	HARVEST HILLS
Legal Block	1
Legal Lot Number	111
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1010
Census Tract	852204

Owner

Source: Kane County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 FAIRHAVEN DR, SAINT CHARLES, IL 60175-4605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 8, 2001 · Amount on Record
Deed Document Number	202158409
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2021
Property Address	271 FAIRHAVEN DR, ST CHARLES, IL 60175-4605
Document Number	0000058409
Map Reference	DOC 199K113278
Instrument Date	Apr 21, 2021
Instrument	2021K058409
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	271 FAIRHAVEN DR, SAINT CHARLES, IL 60175-4605

Mortgage

Document Number	0000060398
Date	Aug 9, 2021
Instrument	2021K060398

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,941.00 (+13.64%) Homeowner's exemption	$149,747 (+8.53%) Land $40,417 Building $109,330	$449,421 (+8.53%) Land $121,300 Building $328,121
2024		$137,977 (+20.67%) Land $37,240 Building $100,737	$414,097 (+20.71%) Land $111,765 Building $302,332
2022	$8,748.00 (+14.23%) Homeowner's exemption	$114,346 (+9%) Land $35,048 Building $79,298	$343,038 (+9%) Land $105,144 Building $237,894
2021	$7,658.00 Homeowner's exemption	$104,904 Land $33,408 Building $71,496	$314,712 Land $100,224 Building $214,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20