Kane County property record for 262 Fairhaven Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,661 sqft · built 2001 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Oct 2023) |
| Tax Bill | $8,553 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-32-109-005 |
| Primary APN | 09-32-109-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,661 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Basement Area | 1,246 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 262 FAIRHAVEN DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 139 IN HARVEST HILLS UNIT 2 |
| Legal Subdivision | HARVEST HILLS |
| Legal Block | 1 |
| Legal Lot Number | 139 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 852204 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 262 FAIRHAVEN DR, SAINT CHARLES, IL 60175-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | Nov 15, 2016 · Amount on Record |
| Deed Document Number | 202338313 |
| Prior Transfer Date | Aug 9, 2013 |
| Prior Transfer Doc | 0000061852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 31, 2023 |
| Property Address | 262 FAIRHAVEN DR, ST CHARLES, IL 60175-4624 |
| Document Number | 0000038313 |
| Map Reference | DOC 1999K113278 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023K038313 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 262 FAIRHAVEN DR, SAINT CHARLES, IL 60175-4624 |
| Document Number | 0000038314 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023K038314 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 262 FAIRHAVEN DR, ST CHARLES, IL 60175-4624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000043132 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021K043132 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 262 FAIRHAVEN DR, ST CHARLES, IL 60175-4624 |
| Document Number | 0000011309 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 262 FAIRHAVEN DR ST CHARLES IL 601754624, ST CHARLES, IL 60175-4624 |
| Document Number | 0000011309 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 11309 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,553.00 (+23.4%) | $129,960 (+8.53%) Land $40,417 Building $89,543 | $390,036 (+8.53%) Land $121,300 Building $268,736 |
| 2024 | $119,745 (+23.65%) Land $37,240 Building $82,505 | $359,379 (+23.7%) Land $111,765 Building $247,614 | |
| 2022 | $6,931.00 (+4.52%) Homeowner's exemption | $96,845 (+4.91%) Land $35,048 Building $61,797 | $290,535 (+4.91%) Land $105,144 Building $185,391 |
| 2021 | $6,631.00 Homeowner's exemption | $92,313 Land $33,408 Building $58,905 | $276,939 Land $100,224 Building $176,715 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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