Mitchell County property record for 271 E Valley Rd, Spruce Pine, NC 28777 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,134 sqft Living Area |
| Lot Size | 42,253 sqft (0.97 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $40,000 (2011) |
| Tax Bill | $736.00 (2025) |
| Primary APN | 0890-17-00-0065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,134 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 42,253 sqft (0.97 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555557365 |
|---|---|
| Street Address | 271 E VALLEY RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 58 BL 1 LOT 1 |
| Legal Subdivision | GRASSY CREEK |
| Legal Lot Number | 1 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0890-17-00-0065
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Apr 17, 2026 | Deed of Trust · Line of Credit UNITED COMMUNITY BANK |
| Oct 01, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2011 · Amount on Record |
| Deed Sale | Nov 22, 2011 · Amount on Record |
| Deed Book / Page | 518 / 161 |
| Prior Transfer Date | Aug 27, 2010 |
| Prior Transfer Doc | RE505/128 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Document Number | 000689/202 |
| Book / Page | 689 / 202 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026694 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Document Number | 0000000694, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 689/202 |
| Instrument | 2026694 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 23, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Document Number | 0000000694 |
| Book / Page | 689 / 202 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026694 |
| Record Updated | Apr 24, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Document Number | 0000000694, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 689/202 |
| Instrument | 2026694 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 23, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 271 E VALLEY RD, SPRUCE PINE, NC 28777-8829 |
| Document Number | 618/544 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 618/544 |
| Instrument | 2020001765 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736.00 | $131,600 (-) Land $20,400 Building $111,200 | |
| 2023 | $736.00 | $131,600 Land $20,400 Building $111,200 | $131,600 Land $20,400 Building $111,200 |
271 E Valley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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