Mitchell County property record for 188 E Valley Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1963 |
| Square Footage | 840 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $603.00 (2025) |
| Primary APN | 0890-17-00-4074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 840 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 17,860 sqft (0.41 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 001084292 |
|---|---|
| Street Address | 188 E VALLEY RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 53 BL 1 LOT 16 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0890-17-00-4074
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 E VALLEY RD, SPRUCE PINE, NC 28777-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000016013 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 188 E VALLEY RD, SPRUCE PINE, NC 28777-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 577/612 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 577/612 |
| Instrument | 2017000276 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $603.00 (+4.87%) | $107,700 (+4.77%) Land $22,000 Building $85,700 |
| 2023 | $575.00 | $102,800 Land $22,000 Building $80,800 |
188 E Valley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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