271 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 271 E Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details6,297 sqft · built 1946
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Jan 2016)
Tax Bill$18,761 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN58-01102-0000-00003

Property Details

APN / Parcel Number

Primary APN58-01102-0000-00003
Alternative APNs
  • 580110200003
  • 011000

Interior

Stories1 Story
Building Area6,297 sqft Living Area
1st Floor Area6,297 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area65,340 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number011000
Street Address271 E SADDLE RIVER RD
CitySADDLE RIVER
StateNJ
Zip07458-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.5 AC (2,1-B)
Legal Block1102
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group3
Census Block3002
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records · APN 58-01102-0000-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address271 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 03, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FINANCE AMERICA LLC
Jul 05, 2017Deed of Trust, Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2016 · Amount on Record
Deed SaleJan 21, 2016 · Amount on Record
Prior SaleMay 04, 2000 · Amount on Record
Deed Document Number20165590
Deed Book / Page2163 / 581
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address271 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044570679
DateNov 15, 2021
Book Page4457/679
Instrument2021169718
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address271 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031440797
DateJan 03, 2019
Book Page3144/797
Instrument19-000595
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address271 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2606
Document Number0026742262
Instrument DateJul 05, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyTWO RIVERS ABSTRACT COMPANY, TWO RIVERS ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address111 ORANGE TPKE SLOATSBURG NY 109741901, SLOATSBURG, NY 10974-1901

Mortgage

Document Number0026742262
DateJul 25, 2017
Book Page002674/002262
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address46 PRINCE ST, ROCHESTER, NY 14607-1023
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,758,300 (-) Land $677,300 Building $1,081,000$1,758,300 (-) Land $677,300 Building $1,081,000
2025$18,761.00 (+3%)$1,758,300 (-) Land $677,300 Building $1,081,000$1,758,300 (-) Land $677,300 Building $1,081,000
2024$18,215.00 (+4.22%)
2023$1,758,300 Land $677,300 Building $1,081,000$1,758,300 Land $677,300 Building $1,081,000
2022$17,477.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims68 (1978–2021)
Claims Outside the SFHA6 of 68
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSADDLE RIVER WATER UTILITY
serves 600 people
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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