270 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 270 E Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details6,717 sqft · built 2011
Lot Size2.16 acres (94,525 sqft)
Owner2 Individual Names on Record
Last Sale$2,900,000 (Feb 2023)
Tax Bill$33,469 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Feb 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN58-01103-0000-00024-02

Property Details

APN / Parcel Number

Primary APN58-01103-0000-00024-02
Alternative APN
  • 58011030000000240002

Interior

Building Area6,717 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area94,525 sqft

Location & Zoning

Street Address270 E SADDLE RIVER RD
CitySADDLE RIVER
StateNJ
Zip07458-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.17 AC.
Legal SubdivisionBRUCE MCKEE
Legal Block1103
Legal Lot Number24.2
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group3
Census Block3001
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address270 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2607
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2023Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 5, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 13, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleJan 18, 2012 · Amount on Record
Deed Document Number202315092
Deed Book / Page4940 / 1203
Record UpdatedSep 20, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 24, 2023
Property Address270 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2607
Document Number0049401203
Book / Page4940 / 1203
Instrument DateFeb 7, 2023
Instrument2023015092
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyBUILDERS TITLE AGENCY INC, BULIDERS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$61,565.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1034 LEWIS CV, DELRAY BEACH, FL 33483-6513

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2607

Mortgage

Document Number2023015093
DateFeb 24, 2023
Instrument2023015093
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address270 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2607
Document Number0035111046
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 E SADDLE RIVER RD SADDLE RIVER NJ 074582607, SADDLE RIVER, NJ 07458-2607

Mortgage

Document Number0035111046
DateFeb 20, 2020
Book Page003511/001046
Instrument20019926
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address270 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2607
Document Number0034751407
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address270 E SADDLE RIVER RD SADDLE RIVER NJ 074582607, SADDLE RIVER, NJ 07458-2607

Mortgage

Document Number0034751407
DateJan 27, 2020
Book Page003475/001407
Instrument20007988
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term180 Months
DueJan 26, 2035

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,136,700 (-) Land $863,100 Building $2,273,600$3,136,700 (-) Land $863,100 Building $2,273,600
2025$33,469.00 (+2.99%)$3,136,700 (-) Land $863,100 Building $2,273,600$3,136,700 (-) Land $863,100 Building $2,273,600
2024$32,496.00 (+4.23%)
2023$3,136,700 Land $863,100 Building $2,273,600$3,136,700 Land $863,100 Building $2,273,600
2022$31,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims68 (1978–2021)
Claims Outside the SFHA6 of 68
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE RIVER WATER UTILITY
serves 600 people · EPA ID NJ0258001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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