271 Cherry Laurel Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 271 Cherry Laurel Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1980
Lot Size	0.357 acres (15,551 sqft)
Owner	Individual Name on Record
Last Sale	$40,900 (Jul 2013)
Tax Bill	$238 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354740-000060`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354740-000060`
Alternative APNs	`262825354740000060` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	207 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Unfinished Open Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	271 CHERRY LAUREL LN
City	WINTER HAVEN
State	FL
Zip	33880-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CHERRY LAUREL PB 68 PG 7 LOT 6
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	CHERRY LAUREL
Legal Tract	354740
Legal Block	1
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 24, 2018	Deed of Trust, Mortgage · Line of Credit GTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2013 · Amount on Record
Deed Sale	Jul 11, 2013 · Amount on Record
Prior Sale	Nov 15, 2010
Deed Document Number	2013128609
Deed Book / Page	9005 / 1533
Prior Transfer Date	Nov 2, 2010
Prior Transfer Doc	0000181153
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	271 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045866
Date	Feb 25, 2026
Book Page	13894/639
Instrument	2026045866

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	271 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Document Number	0107230445
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CHERRY LAUREL LN WINTER HAVEN FL 338801222, WINTER HAVEN, FL 33880-1222

Mortgage

Document Number	0107230445
Date	Jan 14, 2019
Book Page	010723/000445
Instrument	8381

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 13, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,644 (+2.7%)	$154,103 (+2.25%) Land $31,000 Building $123,103
2025	$238.00 (-69.37%) Homeowner's exemption	$43,470 (+5.99%)	$150,710 (-3.55%) Land $31,000 Building $119,710
2023	$777.00 (+11.16%) Homeowner's exemption	$41,015 (+3%)	$156,252 (+6.2%) Land $30,000 Building $126,252
2022	$699.00 Homeowner's exemption	$39,820	$147,125 Land $25,000 Building $122,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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