2709 Palazzo Ct, Modesto, CA 95356 Property Records

Stanislaus County property record for 2709 Palazzo Ct, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,591 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$668,000 (Jul 2020)
Tax Bill	$9,166 (2026)
Deeds & Mortgages	Nov 2024 Second Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-056-013-000`

Property Details

APN / Parcel Number

Primary APN	`078-056-013-000`
Alternative APNs	`0785613000` `0785613`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,591 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	2709 PALAZZO CT
City	MODESTO
State	CA
Zip	95356-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA TUSCANY NO. 1 (38M76)
Legal Subdivision	BELLA TUSCANY 01
Legal Block	1
Legal Lot Number	13
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1007
Census Tract	511

Owner

2709 Palazzo Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2709 PALAZZO CT, MODESTO, CA 95356-9336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Apr 20, 2007 · Amount on File
Deed Document Number	202052899
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALAZZO CT, MODESTO, CA 95356-9336
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PALAZZO CT, MODESTO, CA 95356-9336

Mortgage

Document Number	0000056364
Date	Nov 21, 2024
Instrument	2024-0056364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2034

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 24, 2020
Property Address	2709 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000052899
Map Reference	VOL 38 PG 76
Instrument Date	Jul 20, 2020
Instrument	2020-0052899
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13581 CANYON CREST RD, YUCAIPA, CA 92399-5825

Mortgage

Document Number	0000052900
Date	Jul 24, 2020
Instrument	2020-0052900

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000079388
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2709 PALAZZO CT MODESTO CA 953569336, MODESTO, CA 95356-9336

Mortgage

Document Number	0000079388
Date	Nov 13, 2019
Instrument	79388

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2709 Palazzo Ct was $9,166, up 2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,166.00 (+2.05%)	$743,044 (+2%) Land $209,774 Building $533,270
2025	$8,982.00	$728,475 Land $205,661 Building $522,814
2023	$8,512.00 (+2.76%)	$700,189 Land $197,676 Building $502,513
2022	$8,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2709 Palazzo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2709 Palazzo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Matrix Broadband.

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