2708 Palazzo Ct, Modesto, CA 95356 Property Records

Stanislaus County property record for 2708 Palazzo Ct, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,315 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2012)
Tax Bill	$4,801 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078-056-018-000`

Property Details

APN / Parcel Number

Primary APN	`078-056-018-000`
Alternative APNs	`0785618000` `0785618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,315 sqft Living Area
1st Floor Area	2,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2708 PALAZZO CT
City	MODESTO
State	CA
Zip	95356-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA TUSCANY NO. 1 (38M76)
Legal Subdivision	BELLA TUSCANY 01
Legal Block	1
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1007
Census Tract	511

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2708 PALAZZO CT, MODESTO, CA 95356-9336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage BANC HM LNS
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2012 · Amount on Record
Deed Sale	Jun 18, 2012 · Amount on Record
Prior Sale	Jun 23, 2000 · Amount on Record
Deed Document Number	201253284
Last Transfer Date	Jul 9, 2019
Transfer Doc	0000046332
Record Updated	Oct 29, 2026

July 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	STANISLAUS CA
Recording Date	Jul 17, 2019
Property Address	2708 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000046332
Instrument Date	Jul 5, 2019
Instrument	46332
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2708 PALAZZO CT MODESTO CA 953569336, MODESTO, CA 95356-9336

Mortgage

Document Number	46333
Date	Jul 17, 2019
Instrument	46333

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Jul 16, 2078

Interest

Rate Type	Adjustable Rate
Rate	4.92%

Mortgage

Document Number	46334,
Date	Jul 17, 2019
Instrument	46334

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Jul 16, 2078

Interest

Rate Type	Adjustable Rate
Rate	4.92%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2708 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000000344
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 PALAZZO CT MODESTO CA 953569336, MODESTO, CA 95356-9336

Mortgage

Document Number	0000000344
Date	Jan 4, 2019
Instrument	344

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2708 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000023082
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2708 PALAZZO CT MODESTO CA 953569336, MODESTO, CA 95356-9336

Mortgage

Document Number	0000023082
Date	Mar 31, 2017
Instrument	23082

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.56%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2708 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000023083
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2708 PALAZZO CT MODESTO CA 953569336, MODESTO, CA 95356-9336

Mortgage

Document Number	0000023083
Date	Mar 31, 2017
Instrument	23083

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.56%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 31, 2017
Property Address	2708 PALAZZO CT, MODESTO, CA 95356-9336
Document Number	0000023081
Instrument Date	Mar 9, 2017
Instrument	23081
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2708 PALAZZO CT MODESTO CA 953569336, MODESTO, CA 95356-9336

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,801.00 (+2.11%) Homeowner's exemption	$371,528 (+2%) Land $102,487 Building $269,041
2025	$4,702.00 (+5.52%) Homeowner's exemption	$364,244 (+4.04%) Land $100,478 Building $263,766
2023	$4,456.00 (+2.77%) Homeowner's exemption	$350,102 Land $96,577 Building $253,525
2022	$4,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Matrix Broadband.

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