Osceola County property record for 2704 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,911 sqft · built 2023 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jan 2024) |
| Tax Bill | $8,416 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202631013800015310 |
| Primary APN | 202631013800015310 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,911 sqft Heated Area |
| Gross Area | 3,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2704 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 531 |
| Legal Phase | 5 |
| Legal Lot Number | 531 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631013800015310
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2704 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2024 · Amount on Record |
| Deed Sale | Jan 04, 2024 · Amount on Record |
| Deed Document Number | 2024001052 |
| Deed Book / Page | 6528 / 2153 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 04, 2024 |
| Property Address | 2704 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0065282153 |
| Book / Page | 6528 / 2153 |
| Map Reference | MB 32 PG 42&43 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024001052 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL AGCY A DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Address | 2704 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0065282155 |
|---|---|
| Date | Jan 04, 2024 |
| Instrument | 6528/2155 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,416.00 (+239.08%) Homeowner's exemption | $438,400 (+526.29%) Land $75,000 Building $363,400 | $438,400 (+526.29%) Land $75,000 Building $363,400 |
| 2023 | $2,482.00 (+27.81%) | $70,000 (+75%) Land $70,000 | $70,000 (+75%) Land $70,000 |
| 2022 | $1,942.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 173 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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