2708 E Old Orchard Trl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2708 E Old Orchard Trl, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,022 sqft · built 2002
Lot Size	0.948 acres (41,295 sqft)
Owner	2 Trust Names on Record
Tax Bill	$16,977 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-27-257-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-27-257-006-000`
Alternative APN	`65855`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,022 sqft Finished Area
1st Floor Area	3,022 sqft
Basement Area	2,935 sqft
Finished Basement	2,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	EIFS / Synthetic Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,295 sqft (0.948 acres)
Lot Dimensions	309 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	1,524 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	118 sqft
Deck Area	412 sqft
Patio Area	978 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	65855
Street Address	2708 E OLD ORCHARD TRL
City	SIOUX FALLS
State	SD
Zip	57103-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 ORCHARD CREEK ESTATES ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ORCHARD CREEK ESTATES
Legal Tract	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3003
Census Tract	1801

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2708 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SOUTHWEST
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit BANKWEST INC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKWEST INC
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2708 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1908MTG/234
Date	Dec 15, 2020
Book Page	1908 MTG/234

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank
Address	WORTHINGTON, MN 56187

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2708 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Transaction Type	Mortgage
Record Updated	Oct 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356

Mortgage

Document Number	1894MTG/855
Date	Aug 14, 2020
Book Page	1894 MTG/855

Lender

Name	BANKWEST INC
Type	Bank
Address	RAPID CITY, SD 57701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2708 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Transaction Type	Mortgage
Record Updated	Oct 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894MTG/128
Date	Aug 10, 2020
Book Page	1894 MTG/128

Lender

Name	BANKWEST INC
Type	Bank
Address	PIERRE, SD 57501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2708 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855MTG/0341
Date	Feb 26, 2019
Book Page	1855 MTG/0341

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,977.00	$1,271,900 (+16.85%) Land $143,500 Building $1,128,400
2024	$16,977.00 (+9.87%)	$1,088,500 (+4.27%) Land $99,000 Building $989,500
2022	$15,452.00	$1,043,900 Land $99,000 Building $944,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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