2700 E Old Orchard Trl, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2700 E Old Orchard Trl, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,570 sqft · built 1998
Lot Size	0.946 acres (41,208 sqft)
Owner	Trust Name on File
Last Sale	$1,400,000 (Jun 2020)
Tax Bill	$19,635 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-27-257-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-27-257-007-000`
Alternative APN	`65856`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,570 sqft Finished Area
1st Floor Area	3,570 sqft
Basement Area	3,408 sqft
Finished Basement	2,556 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,208 sqft (0.946 acres)
Lot Dimensions	308 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	933 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	60 sqft
Deck Area	231 sqft
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	65856
Street Address	2700 E OLD ORCHARD TRL
City	SIOUX FALLS
State	SD
Zip	57103-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 ORCHARD CREEK ESTATES ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ORCHARD CREEK ESTATES
Legal Tract	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3003
Census Tract	1801

Owner

2700 E Old Orchard Trl is owner-occupied and held in a trust since June 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	2700 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Jun 4, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Deed Book / Page	596-D / 407
Last Transfer Date	Jun 13, 2023
Transfer Doc	0620000400
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2700 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1951MTG/886
Date	May 5, 2022
Book Page	1951 MTG/886

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	Prime Rate
Max Rate	10%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 4, 2020
Property Address	2700 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356
Document Number	596DEED/407
Book / Page	596 DEED / 407
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5817 S FRONTIER TRL, 5817, SIOUX FALLS, SD 57108-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2700 E OLD ORCHARD TRL, SIOUX FALLS, SD 57103-4356

Mortgage

Document Number	1886MTG794
Date	Jun 4, 2020
Instrument	1886 MTG/794

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Prime Rate
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2700 E Old Orchard Trl was $19,635.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,533,247 (+3.86%) Land $141,724 Building $1,391,523	$1,533,247 Land $141,724 Building $1,391,523
2025	$19,635.00	$1,476,200 (+16.54%) Land $143,300 Building $1,332,900
2024	$19,635.00	$1,266,700 Land $99,000 Building $1,167,700
2022	$16,656.00	$1,127,400 Land $99,000 Building $1,028,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2700 E Old Orchard Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2700 E Old Orchard Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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