Polk County property record for 2708 E 40th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1961 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Nov 2019) |
| Tax Bill | $3,312 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/07927-133-000 |
| Primary APN | 060/07927-133-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 700 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 336 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2708 E 40TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 SHERIDAN PARK PLAT NO 2 |
| Legal Subdivision | SHERIDAN PARK PLAT 2 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 102 |
Source: Polk County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2708 E 40TH ST, DES MOINES, IA 50317-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 20, 2019 | Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Prior Sale | Oct 14, 2013 · Amount on Record |
| Deed Document Number | 201946288 |
| Deed Book / Page | 17596 / 615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 28, 2026 |
| Property Address | 2708 E 40TH ST, DES MOINES, IA 50317-3940 |
| Document Number | 0000053549 |
| Book / Page | 20640 / 554 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202653549 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2708 E 40TH ST, DES MOINES, IA 50317-3940 |
| Document Number | 0000053549, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 20640/554 |
| Instrument | 202653549 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 20, 2019 |
| Property Address | 2708 E 40TH ST, DES MOINES, IA 50317-3940 |
| Document Number | 201900046288 |
| Book / Page | 17596 / 0615 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-00046288 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2708 E 40TH ST, DES MOINES, IA 50317-3940 |
| Document Number | 201900046290 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-00046290 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,400 (+13.06%) Land $40,700 Building $149,700 | $190,400 (+13.06%) Land $40,700 Building $149,700 | |
| 2024 | $3,312.00 (+6.63%) | ||
| 2023 | $168,400 Land $35,500 Building $132,900 | $168,400 Land $35,500 Building $132,900 | |
| 2020 | $3,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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