Polk County property record for 2705 E 40th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,365 sqft · built 1984 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Apr 2020) |
| Tax Bill | $3,962 (2024) |
| Deeds & Mortgages | Feb 2020 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/07927-119-000 |
| Primary APN | 060/07927-119-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 1,607 sqft |
| 1st Floor Area | 1,071 sqft |
| Basement Area | 536 sqft |
| Finished Basement | 294 sqft |
| Unfinished Basement | 242 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2705 E 40TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 SHERIDAN PARK PLAT NO 2 |
| Legal Subdivision | SHERIDAN PARK PLAT 2 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 102 |
2705 E 40th St is owned and occupied by two individuals who bought it in April 2020.
Source: Polk County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2705 E 40TH ST, DES MOINES, IA 50317-3939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Apr 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on File |
| Deed Sale | Apr 22, 2020 · Amount on File |
| Prior Sale | Apr 29, 2016 · Amount on File |
| Deed Document Number | 202019-00088917 |
| Deed Book / Page | 17792 / 613 |
| Prior Transfer Date | Apr 27, 2016 |
| Prior Transfer Doc | 0000196278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2705 E 40TH ST, DES MOINES, IA 50317-3939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900072687 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 17713/602 |
| Instrument | 2019-00072687 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 26, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Apr 22, 2020 |
| Property Address | 2705 E 40TH ST, DES MOINES, IA 50317-3939 |
| Document Number | 201900088917 |
| Book / Page | 17792 / 613 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2019-00088917 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2705 E 40TH ST, DES MOINES, IA 50317-3939 |
| Investor | Possibly a Property Investor |
| Document Number | 201900088919 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2019-00088919 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239,500 Land $40,700 Building $198,800 | $239,500 Land $40,700 Building $198,800 | |
| 2024 | $3,962.00 | ||
| 2023 | $211,900 Land $35,500 Building $176,400 | $211,900 Land $35,500 Building $176,400 | |
| 2020 | $3,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2705 E 40th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2705 E 40th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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