Frederick County property record for 2707 Osprey Way, Frederick, MD 21701
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 2,856 sqft · built 2014 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $88 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-590353 |
| Primary APN | 02-590353 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,856 sqft Gross Area |
| 1st Floor Area | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,481 sqft (0.034 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 590353 |
|---|---|
| Street Address | 2707 OSPREY WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-1920 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 149 SECTION 3A 1,481 SQ FT MARKET SQUARE AT FREDERI |
| Legal Subdivision | MARKET SQUARE/FREDERICK SEC 3A |
| Legal Lot Number | 149 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 750802 |
Source: Frederick County records · APN 02-590353
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2707 OSPREY WAY, FREDERICK, MD 21701-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 09, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2021 |
| Deed Sale | Mar 09, 2021 |
| Prior Sale | Jun 17, 2014 · Amount on Record |
| Deed Book / Page | 14639 / 224 |
| Last Transfer Date | Jul 04, 2021 |
| Transfer Doc | 0155390122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 03, 2021 |
| Property Address | 2707 OSPREY WAY, FREDERICK, MD 21701-1920 |
| Document Number | 0155390122 |
| Book / Page | 15539 / 122 |
| Map Reference | MB 93 PG 119&120 |
| Instrument Date | Jul 04, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2707 OSPREY WAY, FREDERICK, MD 21701-1920 |
| Document Number | 0015539127 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 15539/127 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 09, 2021 |
| Property Address | 2707 OSPREY WAY, FREDERICK, MD 21701-1920 |
| Document Number | 0146390224 |
| Book / Page | 14639 / 224 |
| Map Reference | MB 93 PG 119&120 |
| Instrument Date | Jun 06, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2707 OSPREY WAY, FREDERICK, MD 21701-1920 |
| Document Number | 0014639233 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 14639/233 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 01, 2050 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,167 (+5.08%) | $453,100 (+15.23%) Land $110,000 Building $343,100 | |
| 2025 | $88.00 (-5%) Homeowner's exemption | $393,200 (+11.45%) Land $75,000 Building $318,200 | $393,200 (-) Land $75,000 Building $318,200 |
| 2024 | $176.00 (+1%) | ||
| 2023 | $88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $352,800 | $393,200 Land $75,000 Building $318,200 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Shenandoah Telecommunications Company.
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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