2627 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 2627 Osprey Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,410 sqft · built 2013
Lot Size	0.026 acres (1,150 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2023)
Tax Bill	$6,597 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-588600`

Property Details

APN / Parcel Number

Primary APN	`02-588600`
Alternative APN	`588600`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,410 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	810 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,150 sqft (0.026 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	588600
Street Address	2627 OSPREY WAY
City	FREDERICK
State	MD
Zip	21701-1917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 154 PHASE 1 PLAT 1,150 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE/FREDERICK
Legal Phase	1
Legal Lot Number	154
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3026
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2627 Osprey Way, a townhouse, is owned by two individuals who bought it in August 2023.

Source: Frederick County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4450 S PARK AVE, 702, CHEVY CHASE, MD 20815-3637
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Aug 7, 2023	Deed, Transfer · Conventional Mortgage S & T BANK
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2021	· Conventional Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Book / Page	16549 / 367
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0144430232
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2627 OSPREY WAY, FREDERICK, MD 21701-1917
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 THOMPSON CRES 48, 48, ROCKVILLE, MD 20852-5676

Mortgage

Document Number	0176150396
Date	Nov 24, 2025
Book Page	17615/396

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 7, 2023
Property Address	2627 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0165490367
Book / Page	16549 / 367
Map Reference	MB 91 PG 22
Instrument Date	Aug 1, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4450 S PARK AVE APT 702, 702, CHEVY CHASE, MD 20815-3637

Mortgage

Document Number	0016549372
Date	Aug 7, 2023
Instrument	16549/372

Lender

Name	S & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2627 OSPREY WAY, FREDERICK, MD 21701-1917
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155220482
Date	Nov 24, 2021
Book Page	15522/482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

January 2021:

Jurisdiction	FREDERICK MD
Recording Date	Jan 12, 2021
Property Address	2627 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0144430227
Book / Page	14443 / 227
Map Reference	MB 91 PG 22
Instrument Date	Dec 23, 2020
Record Updated	Aug 16, 2022
Title Company	VECTOR TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 OSPREY WAY, FREDERICK, MD 21701-1917

Mortgage

Document Number	0144430232
Date	Jan 12, 2021
Book Page	14443/232

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2627 Osprey Way was $6,597, up 5% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,597.00 (+5.03%)	$356,600 Land $75,000 Building $281,600	$356,600 Land $75,000 Building $281,600
2024	$6,281.00 (+8.93%)
2023	$5,766.00 (+5.37%) Homeowner's exemption	$319,267 (+6.21%)	$356,600 (+18.63%) Land $75,000 Building $281,600
2022	$5,472.00 Homeowner's exemption	$300,600 Land $75,000 Building $225,600	$300,600 Land $75,000 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2627 Osprey Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2627 Osprey Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

Nearby Properties on Osprey Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures