Montgomery County property record for 2707 Lake Front Cir, Spring, TX 77380
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,162 sqft · built 2012 |
| Lot Size | 0.13 acres (5,668 sqft) |
| Owner | Trust Name on File |
| Last Sale | $96,900 (Jul 2019) |
| Tax Bill | $16,470 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9698-15-00200 |
| Primary APN | 9698-15-00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,162 sqft Living Area |
| Gross Area | 3,602 sqft |
| 1st Floor Area | 2,197 sqft |
| 2nd Floor Area | 965 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,668 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2707 LAKE FRONT CIR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77380-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S969815 - WDLNDS LAKE WOODLANDS EAST SHORE 15, BLOCK 1, LOT 2 |
| Legal Subdivision | WDLNDS LAKE WOODLANDS EAST SHORE 15 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 691700 |
2707 Lake Front Cir is owner-occupied and held in a trust since July 2019.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2707 LAKE FRONT CIR, SPRING, TX 77380-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit ENERGY ONE FCU |
| Jul 5, 2019 | Vendor's Lien, Transfer · Conventional Mortgage ENGERGY ONE FEDERAL CREDIT UNION |
| Feb 26, 2018 | Vendor's Lien, Transfer · ARM REPUBLIC STATE MORTGAGE CO |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit FROST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on File |
| Deed Sale | Jul 5, 2019 · Amount on File |
| Prior Sale | Feb 26, 2018 · Amount on File |
| Deed Document Number | 201958899 |
| Prior Transfer Date | Jun 28, 2019 |
| Prior Transfer Doc | 0000058899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 2707 LAKE FRONT CIR, SPRING, TX 77380-3675 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000012959 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 2023012959 |
| Name | ENERGY ONE FCU |
|---|---|
| Type | Credit Union |
| Address | TULSA, OK 74136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 5, 2019 |
| Property Address | 2707 LAKE FRONT CIR, THE WOODLANDS, TX 77380-3675 |
| Document Number | 0000058899 |
| Map Reference | CAB Z SH 1968&1969 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019058899 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 RIVERWAY UNIT 1904, 7, HOUSTON, TX 77056-2057 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2707 LAKE FRONT CIR, SPRING, TX 77380-3675 |
| Document Number | 0000058900 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 2019058900 |
| Name | ENGERGY ONE FEDERAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 2, 2034 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Feb 26, 2018 |
| Property Address | 2707 LAKE FRONT CIR, THE WOODLANDS, TX 77380-3675 |
| Document Number | 0000016117 |
| Map Reference | CAB Z SH1968&1969 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018016117 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2707 LAKE FRONT CIR, SPRING, TX 77380-3675 |
| Document Number | 0000016118 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 2018016118 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 2707 LAKE FRONT CIR, THE WOODLANDS, TX 77380-3675 |
| Document Number | 0000070165 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2707 LAKE FRONT CIR THE WOODLANDS TX 773803675, THE WOODLANDS, TX 77380-3675 |
| Document Number | 0000070165 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 70165 |
| Name | FROST BK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2707 Lake Front Cir was $16,470 with exemptions applied, down 3.1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,540,175 (+2.48%) Land $280,000 Building $1,260,175 | $1,540,175 (+1.14%) Land $280,000 Building $1,260,175 | |
| 2025 | $16,470.00 (-3.06%) Homeowner's exemption Senior Citizen's exemption | $1,502,869 (+1%) Land $280,000 Building $1,242,794 | $1,522,794 (+11.46%) Land $280,000 Building $1,242,794 |
| 2024 | $16,990.00 (+8.13%) Homeowner's exemption Senior Citizen's exemption | $1,366,245 (+6.43%) Land $280,000 Building $1,086,245 | $1,366,245 (+0.86%) Land $280,000 Building $1,086,245 |
| 2023 | $15,713.00 Homeowner's exemption | $1,283,700 Land $280,000 Building $1,074,600 | $1,354,600 Land $280,000 Building $1,074,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2707 Lake Front Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 10 (1994–2024) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2707 Lake Front Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Ezee Fiber, Fidium Fiber, Tachus Fiber Internet.
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