2523 Lake Front Cir, Spring, TX 77380 Property Records

Montgomery County property record for 2523 Lake Front Cir, Spring, TX 77380

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,408 sqft · built 2019
Lot Size0.035 acres (1,539 sqft)
Owner2 Individual Names on File
Tax Bill$19,017 (2024)
Deeds & MortgagesApr 2024 Sale
Oct 2022 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN9698-18-04300

Property Details

APN / Parcel Number

Primary APN9698-18-04300
Alternative APN
  • R473208

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories3 Stories
Building Area3,408 sqft Living Area
Gross Area3,891 sqft
1st Floor Area484 sqft
2nd Floor Area979 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area1,539 sqft (0.035 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2523 LAKE FRONT CIR
CitySPRING
StateTX
Zip77380-1577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS969818 - WDLNDS LAKE WOODLANDS EAST SHORE 18, BLOCK 4, LOT 13
Legal SubdivisionWDLNDS LAKE WOODLANDS EAST SHORE 18
Legal Block4
Legal Lot Number13
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1039
Census Tract691700

Owner

Source: Montgomery County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Special Warranty Deed, Transfer
Oct 18, 2022Vendor's Lien, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD
Apr 29, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jul 15, 2020Loan Modification, Mortgage
SPIRIT OF TX BK SSB
May 13, 2020Loan Modification, Mortgage
SPIRIT OF TX BK SSB
Jan 17, 2020Loan Modification, Mortgage
SPIRIT OF TX BK SSB
Nov 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 16, 2019Deed of Trust, Construction Loan · Construction Mortgage
SPIRIT OF TX BK SSB
Dec 22, 2017Grant Deed, Construction Loan · Construction Mortgage
SPIRIT OF TX BK SSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2024
Deed SaleApr 18, 2024
Prior SaleOct 18, 2022 · Amount on Record
Deed Document Number202437771
Prior Transfer DateApr 29, 2021
Prior Transfer Doc0000057942
Record UpdatedSep 20, 2026

April 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTGOMERY TX
Recording DateApr 18, 2024
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000037771
Map ReferenceCAB Z SH 4277
Instrument DateApr 10, 2024
Instrument2024037771
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577

Transferred To (Grantee/Buyer)

NameVerified Name

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateOct 18, 2022
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000126791
Map ReferenceCAB Z SH 4277
Instrument DateOct 17, 2022
Instrument2022126791
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyGREAT N AMERICAN TITLE COM, GREAT AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address743 TERRAPIN POND CT, COROLLA, NC 27927-2249

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577

Mortgage

Document Number0000126792
DateOct 18, 2022
Instrument2022126792
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateNov 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.3%
IndexOther
Margin3
Max Rate10.3%

April 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateApr 29, 2021
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000057942
Map ReferenceCAB Z SH 4277
Instrument DateApr 29, 2021
Instrument2021057942
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 7, 2024
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 LAKE FRONT CIR, THE WOODLANDS, TX 77380-1577

Mortgage

Document Number0000057943
DateApr 29, 2021
Instrument2021057943
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.65%
Type Change DateMay 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.65%
IndexOther
Margin3
Max Rate7.65%

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY TX
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000122271
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000122271
DateOct 27, 2020
Instrument122271
Lender
NameSPIRIT OF TX BK SSB
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueOct 26, 2021

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY TX
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000122100
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2523 LAKE FRONT CIR THE WOODLANDS TX 773801577, THE WOODLANDS, TX 77380-1577

Mortgage

Document Number0000122100
DateOct 26, 2020
Instrument122100
Lender
NameSPIRIT OF TX BK SSB
TypeBank
Agreement
AmountAmount Recorded

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY TX
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000091538
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000091538
DateAug 24, 2020
Instrument91538
Lender
NameSPIRIT OF TX BK SSB
TypeBank
Agreement
AmountAmount Recorded

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY TX
Recording DateNov 25, 2019
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000110162
Instrument DateNov 13, 2019
Instrument110162
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CHIVALRY OAKS CT THE WOODLANDS TX 77382, THE WOODLANDS, TX 77382

January 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Recording DateJan 16, 2019
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000003672
Instrument DateJan 15, 2019
Instrument3672
Transaction TypeConstruction Loan
Record UpdatedNov 10, 2020
Title CompanySTEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2219 SAWDUST RD #503 SPRING TX 773802577, 503, SPRING, TX 77380-2577

Mortgage

Document Number0000003672
DateJan 16, 2019
Instrument3672
Lender
NameSPIRIT OF TX BK SSB
TypeBank
AddressCOLLEGE STATION, TX 77840
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 15, 2020

December 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMONTGOMERY TX
Recording DateDec 22, 2017
Property Address2523 LAKE FRONT CIR, SPRING, TX 77380-1577
Document Number0000115871
Instrument DateDec 21, 2017
Instrument115871
Transaction TypeConstruction Loan
Record UpdatedAug 30, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address21201 BLAIR RD CONROE TX 773857313, CONROE, TX 77385-7313
InvestorPossibly a Property Investor

Mortgage

Document Number115872
DateDec 22, 2017
Instrument115872
Lender
NameSPIRIT OF TX BK SSB
TypeBank
Address625 UNIVERSITY DR E, COLLEGE STATION, TX 77840-1803
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 21, 2018

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,334,872 (+11.63%) Land $180,000 Building $1,154,872$1,334,872 (-1.56%) Land $180,000 Building $1,154,872
2024$19,017.00 (+18.66%) Homeowner's exemption$1,195,777 (+1%) Land $180,000 Building $1,175,961$1,355,961 (+24.74%) Land $180,000 Building $1,175,961
2023$16,027.00 Homeowner's exemption$1,087,070 Land $180,000 Building $907,070$1,087,070 Land $180,000 Building $907,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 118 policies
Nearby Flood Policies118 in force
Nearby Flood Claims10 (1994–2024)
Claims Outside the SFHA8 of 10
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Communications, Ezee Fiber Texas, Radiate Holdings, Tachus.

Nearby Properties on Lake Front Cir

Nearby Streets

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