2707 Culpepper Dr, Bloomington, IL 61705 Property Records

McLean County property record for 2707 Culpepper Dr, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,468 sqft · built 1999
Lot Size0.152 acres (6,603 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Oct 2022)
Tax Bill$5,959 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-14-202-006

Property Details

APN / Parcel Number

Primary APN20-14-202-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,468 sqft Living Area
Gross Area1,948 sqft
1st Floor Area1,468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,603 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area120 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2707 CULPEPPER DR
CityBLOOMINGTON
StateIL
Zip61705-5280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionHEARTLAND HILLS SUB LOT 4
Legal Range01E
Legal Township23N
Legal Section14
Legal SubdivisionHEARTLAND HILLS
Legal Lot Number4
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1025
Census Tract6000

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2707 CULPEPPER DR, BLOOMINGTON, IL 61705-5280
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 3, 2020Warranty Deed, Transfer · FHA Mortgage
INLAND BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2022 · Amount on Record
Deed SaleOct 28, 2022 · Amount on Record
Prior SaleAug 3, 2020 · Amount on Record
Deed Document Number202219262
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 28, 2022
Property Address2707 CULPEPPER DR, BLOOMINGTON, IL 61705-5280
Document Number202200019262
Map ReferenceDOC 98-31748
Instrument DateOct 16, 2022
Instrument2022-00019262
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2707 CULPEPPER DR, BLOOMINGTON, IL 61705-5280

Mortgage

Document Number202200019263
DateOct 28, 2022
Instrument2022-00019263
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate5.99%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 3, 2020
Property Address2707 CULPEPPER DR, BLOOMINGTON, IL 61705-5280
Document Number202000014819
Map ReferenceDOC 98-31748
Instrument DateJun 5, 2020
Instrument2020-00014819
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2707 CULPEPPER DR, BLOOMINGTON, IL 61705-5280

Mortgage

Document Number202000014820
DateAug 3, 2020
Instrument2020-00014820
Lender
NameINLAND BANK & TRUST
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Mortgage

Document Number202000014821
DateAug 3, 2020
Instrument2020-00014821
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictOlympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,068 (+21.7%) Land $14,707 Building $72,361$261,204 (+21.7%) Land $44,121 Building $217,083
2024$5,959.00 (+7.31%)
2023$5,553.00 (+4.5%)$71,546 (+8.17%) Land $12,085 Building $59,461$214,638 (+8.17%) Land $36,255 Building $178,383
2022$5,314.00$66,141 Land $11,172 Building $54,969$198,423 Land $33,516 Building $164,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Culpepper Dr

Nearby Streets

Search Property Records by Address or Parcel Number