McLean County property record for 2705 Culpepper Dr, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,796 sqft · built 1999 |
| Lot Size | 0.152 acres (6,603 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Jun 2006) |
| Tax Bill | $6,109 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-202-007 |
| Primary APN | 20-14-202-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,796 sqft Living Area |
| Gross Area | 3,196 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 6,603 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Deck Area | 120 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2705 CULPEPPER DR |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-5280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | HEARTLAND HILLS SUB LOT 5 |
| Legal Range | 01E |
| Legal Township | 23N |
| Legal Section | 14 |
| Legal Subdivision | HEARTLAND HILLS |
| Legal Lot Number | 5 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 6000 |
2705 Culpepper Dr is owned and occupied by an individual who bought it in June 2006.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2705 CULPEPPER DR, BLOOMINGTON, IL 61705-5280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2006 · Amount on File |
| Deed Sale | Jun 9, 2006 · Amount on File |
| Deed Document Number | 200615096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2705 CULPEPPER DR, BLOOMINGTON, IL 61705-5280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100016263 |
|---|---|
| Date | Jul 10, 2021 |
| Instrument | 2021-00016263 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 15, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2705 CULPEPPER DR, BLOOMINGTON, IL 61705-5280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | ALLIANCE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900009363 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-00009363 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Olympia Community Unit School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,107 Land $14,707 Building $74,400 | $267,321 Land $44,121 Building $223,200 | |
| 2024 | $6,109.00 (-7.37%) | ||
| 2023 | $6,595.00 | $83,839 Land $12,085 Building $71,754 | $251,517 Land $36,255 Building $215,262 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2705 Culpepper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2705 Culpepper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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