2707 Bush Ter, McHenry, IL 60051 Property Records

McHenry County property record for 2707 Bush Ter, McHenry, IL 60051 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,416 sqft · built 2017
Lot Size	0.395 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$524,500 (Apr 2026)
Tax Bill	$32 (2024)
Deeds & Mortgages	Apr 2026 Sale Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-176-015`

Property Details

APN / Parcel Number

Primary APN	`09-25-176-015`

Interior

Full Baths	4.5 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,142 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.395 acres)
Porch	Porch
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2707 BUSH TER
City	MCHENRY
State	IL
Zip	60051-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0071801 (PLAT) LT 178 LIBERTY TRAILS UNIT 1 MEMO: WINTRUST ASSET MANAGEMENT CO TRS TR LFT 1564
Legal Subdivision	LIBERTY TRAILS
Legal Lot Number	178
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2056
Census Tract	870702

Owner

Source: McHenry County records · APN 09-25-176-015

Assessment roll updated June 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2703 BUSH TER, MCHENRY, IL 60051-3609
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer FIRST AMERICAN TITLE
Nov 17, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 06, 2021	Deed of Trust, Mortgage · Commercial Mortgage CRYSTAL LAKE BANK & TRUST COMPANY NA
Jan 30, 2018	Deed of Trust, Mortgage CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	20269917
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 14, 2026
Property Address	2707 BUSH TER, MCHENRY, IL 60051-3609
Document Number	0000009917
Instrument Date	Nov 05, 2025
Instrument	20269917
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$79,461.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 17, 2025
Property Address	2707 BUSH TER, MCHENRY, IL 60051-3609
Document Number	0000032281
Map Reference	DOC 2002R0121585
Instrument Date	Aug 19, 2025
Instrument	2025R0032281
Transaction Type	Transfer
Record Updated	Dec 03, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2707 BUSH TER, MCHENRY, IL 60051-3609

Mortgage

Document Number	0000032282
Date	Nov 17, 2025
Instrument	2025R0032282

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2040

Interest

Rate	5.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2707 BUSH TER, MCHENRY, IL 60051-3609
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000836
Date	Jan 06, 2021
Instrument	2021R0000836

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 07, 2021

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2707 BUSH TER, MCHENRY, IL 60051-3609
Document Number	0000014434
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number	0000014434
Date	May 04, 2018
Instrument	14434

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$32.00	$385 (+20.31%) Land $385	$1,155 (+20.31%) Land $1,155
2022		$320 Land $320	$960 Land $960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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