2706 Bush Ter, McHenry, IL 60051 Property Records

McHenry County property record for 2706 Bush Ter, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,139 sqft · built 2003
Lot Size	0.285 acres (12,429 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Nov 2022)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-25-177-013`

Property Details

APN / Parcel Number

Primary APN	`09-25-177-013`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	2,145 sqft
Basement Area	1,491 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,429 sqft
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2706 BUSH TER
City	MCHENRY
State	IL
Zip	60051-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0037489 LT 165 LIBERTY TRAILS UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	25
Legal Subdivision	LIBERTY TRLS 01
Legal Lot Number	165
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2063
Census Tract	870702

Owner

2706 Bush Ter is owned and occupied by an individual who bought it in November 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2706 BUSH TER, MCHENRY, IL 60051-3609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Oct 5, 2021
Deed Document Number	2022R0037489
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 4, 2022
Property Address	2706 BUSH TER, MCHENRY, IL 60051-3609
Document Number	0000037489
Map Reference	DOC 2002R0071801
Instrument Date	Oct 4, 2022
Instrument	2022R0037489
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2706 BUSH TER, MCHENRY, IL 60051-3609

Mortgage

Document Number	0000037490
Date	Nov 4, 2022
Instrument	2022R0037490

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 5, 2021
Property Address	2706 BUSH TER, MCHENRY, IL 60051-3609
Document Number	0000054125
Map Reference	DOC 2002R0071801
Instrument Date	Sep 21, 2021
Instrument	2021R0054125
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 BUSH TER, MCHENRY, IL 60051-3609

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$105,765 Land $17,155 Building $88,610	$317,295 Land $51,465 Building $265,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2706 Bush Ter in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2706 Bush Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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