2706 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2706 E 4th St, Waterloo, IA 50703 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,249 sqft · built 1915
Lot Size0.148 acres (6,450 sqft)
OwnerCompany Name on File
Last Sale$75,000 (May 2008)
Tax Bill$1,254 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN8913-13-131-014

Property Details

APN / Parcel Number

Primary APN8913-13-131-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,249 sqft Living Area
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,450 sqft (0.148 acres)
Lot Dimensions129 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2706 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH WATERLOO PLACE LOT 11 BLK 6
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionNORTH WATERLOO PLACE
Legal Block6
Legal Lot Number11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2026
Census Tract1702

Owner

Source: Black Hawk County records · APN 8913-13-131-014

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1855 PINEHURST LN, WATERLOO, IA 50701-4528
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Oct 06, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2008 · Amount on Record
Deed SaleMay 12, 2008 · Amount on Record
Prior SaleJul 11, 2006 · Amount on Record
Deed Document Number200822459
Prior Transfer DateJul 07, 2006
Prior Transfer Doc2007000785
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2706 E 4TH ST, WATERLOO, IA 50703-2011
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100003785
DateAug 21, 2020
Instrument202100003785
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 06, 2017
Property Address2706 E 4TH ST, WATERLOO, IA 50703-2011
Document Number201800006176
Instrument DateSep 29, 2017
Instrument2018-00006176
Transaction TypeTransfer
Record UpdatedJul 08, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2706 E 4TH ST, WATERLOO, IA 50703-2011
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,254.00$74,570 (+28.97%) Land $9,310 Building $65,260$74,570 (+28.97%) Land $9,310 Building $65,260
2024$1,254.00 (-14.23%)
2023$57,820 (+6.82%) Land $9,310 Building $48,510$57,820 (+6.82%) Land $9,310 Building $48,510
2022$1,462.00$54,130 Land $9,310 Building $44,820
2021$54,130 Land $9,310 Building $44,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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