2705 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2705 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1914
Square Footage	2,178 sqft Living Area
Lot Size	12,500 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$72,500 (2010)
Tax Bill	$2,212.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-13-108-012`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	2,178 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Basement Area	1,098 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,500 sqft (0.287 acres)
Depth X Width	125 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage

Exterior Amenities

Deck Area	114 sqft Deck
Patio Area	114 sqft Patio
Porch	1 Porch
Porch Area	385 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2705 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-2010
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH WATERLOO PLACE LOT 13 BLK 7 LOT 14 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORTH WATERLOO PLACE
Legal Block	7
Legal Lot Number	13,14
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2023
Census Tract	1702

Owner

Source: Black Hawk County records · APN 8913-13-108-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2705 E 4TH ST, WATERLOO, IA 50703-2010
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2010 · Amount on Record
Deed Sale	Oct 04, 2010 · Amount on Record
Deed Doc Number	20102011006521
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00	$131,940 (+29.38%) Land $16,590 Building $115,350	$131,940 (+29.38%) Land $16,590 Building $115,350
2024	$2,212.00 (+4.83%)
2023		$101,980 (+6.18%) Land $16,590 Building $85,390	$101,980 (+6.18%) Land $16,590 Building $85,390
2022	$2,110.00	$96,040 Land $16,590 Building $79,450
2021			$96,040 Land $16,590 Building $79,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.