2705 Smith Field Dr, Monroe, NC 28110 Property Records

Union County property record for 2705 Smith Field Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,391 sqft · built 2006
Lot Size0.829 acres (36,111 sqft)
Owner2 Company Names on Record
Last Sale$600,000 (Apr 2024)
Tax Bill$2,869 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-126-076

Property Details

APN / Parcel Number

Primary APN08-126-076

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,391 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeHip
Lot Area36,111 sqft (0.829 acres)
Garage TypeDetached
Garage Area1,069 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area86 sqft
Deck Area338 sqft
Patio Area338 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2705 SMITH FIELD DR
CityMONROE
StateNC
Zip28110-7742
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#37 SMITH FIELD OPCI958
Legal SubdivisionSMITH FIELD
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group2
Census Block2003
Census Tract20206

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2705 SMITH FIELD DR, MONROE, NC 28110-7742
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleOct 4, 2006 · Amount on Record
Deed Document Number20247468
Deed Book / Page8881 / 95
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 4, 2024
Property Address2705 SMITH FIELD DR, MONROE, NC 28110-7742
Document Number0000888195
Book / Page8881 / 95
Map ReferenceCAB I FILE 958
Instrument DateApr 4, 2024
Instrument7468
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2705 SMITH FIELD DR, MONROE, NC 28110-7742

Mortgage

Document Number0000007469
DateApr 4, 2024
Instrument7469
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityUnionville Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,869.00 (+10.13%)$564,700 (+45.06%) Land $130,200 Building $434,500$564,700 (+45.06%) Land $130,200 Building $434,500
2023$2,605.00$389,300 Land $79,600 Building $309,700$389,300 Land $79,600 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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