Union County property record for 2604 Smith Field Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,270 sqft · built 2006 |
| Lot Size | 0.863 acres (37,592 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Oct 2023) |
| Tax Bill | $3,365 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-126-074 |
| Primary APN | 08-126-074 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 37,592 sqft (0.863 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 243 sqft |
| Patio Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2604 SMITH FIELD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #35 SMITH FIELD OPCI958 |
| Legal Subdivision | SMITH FIELD |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2604 SMITH FIELD DR, MONROE, NC 28110-7740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 13, 2019 | Deed of Trust, Mortgage UNITED STATES SENATE FCU |
| Sep 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Apr 30, 2010 · Amount on Record |
| Deed Document Number | 202325772 |
| Deed Book / Page | 8801 / 479 |
| Prior Transfer Date | Oct 6, 2023 |
| Prior Transfer Doc | 0000880147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 24, 2023 |
| Property Address | 2604 SMITH FIELD DR, MONROE, NC 28110-7740 |
| Document Number | 0000880147 |
| Book / Page | 8801 / 47 |
| Map Reference | CAB I FILE 958&959 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 25772 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8358 TWIN HARBOR DR, MOUNT GILEAD, NC 27306-9514 |
| Name | Verified Name |
|---|---|
| Address | 2604 SMITH FIELD DR, MONROE, NC 28110-7740 |
| Document Number | 0000025773 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 25773 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2604 SMITH FIELD DR, MONROE, NC 28110-7740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7890818 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 7890/818 |
| Instrument | 47861 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2604 SMITH FIELD DR, MONROE, NC 28110-7740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 7312486 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 7312/486 |
| Instrument | 0003599 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 22, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 28, 2017 |
| Property Address | 2604 SMITH FIELD DR, MONROE, NC 28110-7740 |
| Document Number | 7023351 |
| Book / Page | 007023 / 000351 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 28532 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2604 SMITH FIELD DR MONROE NC 281107740, MONROE, NC 28110-7740 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $662,300 (-) Land $130,200 Building $532,100 | $662,300 (-) Land $130,200 Building $532,100 | |
| 2025 | $3,365.00 (+4.67%) | $662,300 (+37.86%) Land $130,200 Building $532,100 | $662,300 (+37.86%) Land $130,200 Building $532,100 |
| 2023 | $3,215.00 | $480,400 Land $79,600 Building $400,800 | $480,400 Land $79,600 Building $400,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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