2705 Pine Valley Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2705 Pine Valley Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.247 acres (10,744 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2026)
Tax Bill	$9,822 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-27-351-005`

Property Details

APN / Parcel Number

Primary APN	`03-20-27-351-005`

Exterior

Lot Area	10,744 sqft (0.247 acres)

Location & Zoning

Street Address	2705 PINE VALLEY DR
City	CHAMPAIGN
State	IL
Zip	61822-7599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 417 CHERRY HILLS 8TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS 8TH ADD
Legal Lot Number	417
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1055
Census Tract	1204

Owner

2705 Pine Valley Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Champaign County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2705 PINE VALLEY DR, CHAMPAIGN, IL 61822-7599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	202614175
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 10, 2026
Property Address	2705 PINE VALLEY DR, CHAMPAIGN, IL 61822-7599
Document Number	0000014175
Instrument Date	Aug 13, 2026
Instrument	202614175
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2705 PINE VALLEY DR, CHAMPAIGN, IL 61822-7599

Mortgage

Document Number	0000014176,
Date	Sep 10, 2026
Instrument	202614176

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2705 PINE VALLEY DR, CHAMPAIGN, IL 61822-7599
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008012
Date	May 14, 2020
Instrument	2020R08012

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 6, 2018
Property Address	2705 PINE VALLEY DR, CHAMPAIGN, IL 61822-7599
Document Number	0000011430
Map Reference	MB CC PG71
Instrument Date	Jun 29, 2018
Instrument	2018R11430
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2705 PINE VALLEY DR, CHAMPAIGN, IL 61822-7599

Mortgage

Document Number	0000011431
Date	Jul 6, 2018
Instrument	2018R11431

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2705 Pine Valley Dr was $9,822, up 9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,822.00 (+9.04%)	$121,710 Land $27,600 Building $94,110	$365,130 Land $82,800 Building $282,330
2024	$9,008.00
2022	$8,121.00 Homeowner's exemption	$93,100 Land $21,110 Building $71,990	$279,300 Land $63,330 Building $215,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2705 Pine Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2705 Pine Valley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Pavlov Media.

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