Monroe County property record for 2705 Oakridge Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,254 sqft · built 1992 |
| Lot Size | 4.88 acres (212,573 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,912 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-07-200-004-000 |
| Primary APN | 07-07-200-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,254 sqft Building Perimeter |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Cathedral/Clerestory |
| Lot Area | 212,573 sqft (4.88 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 402 sqft |
| Deck Area | 100 sqft |
| Patio Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2705 OAKRIDGE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 4 LINDALE ACRES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | LINDALE ACRES |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
2705 Oakridge Dr is owner-occupied and held in a trust since April 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2705 OAKRIDGE DR, WATERLOO, IL 62298-5337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 13, 2026 |
| Transfer Doc | 0000442215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 21, 2026 |
| Property Address | 2705 OAKRIDGE DR, WATERLOO, IL 62298-5337 |
| Document Number | 0000442215 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026442215 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2705 OAKRIDGE DR, WATERLOO, IL 62298-5337 |
The 2025 property tax bill for 2705 Oakridge Dr was $5,912 with exemptions applied, down 6.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,912.00 (-6.71%) Homeowner's exemption | $135,380 (+12.53%) Land $23,420 Building $111,960 | $406,140 (+12.53%) Land $70,260 Building $335,880 |
| 2024 | $6,337.00 | $120,311 Land $24,734 Building $95,577 | $360,933 Land $74,202 Building $286,731 |
| 2022 | Additional exemption filed | $97,350 Land $23,420 Building $73,930 | $292,050 Land $70,260 Building $221,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2705 Oakridge Dr in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2705 Oakridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Wisper ISP.
5G and 4G LTE (outdoors only)
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