2626 Oakridge Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 2626 Oakridge Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,037 sqft · built 1882
Lot Size18.2 acres (794,099 sqft)
OwnerCompany Name on Record
Tax Bill$9,208 (2025)
Deeds & MortgagesJan 2023 Transfer
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-07-200-007-000

Property Details

APN / Parcel Number

Primary APN07-07-200-007-000
Alternative APN
  • 07070000000305 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,037 sqft Building Perimeter
1st Floor Area1,346 sqft
Upper Floors Area691 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1960
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area794,099 sqft (18.2 acres)
DrivewayAsphalt Driveway
Driveway Area2,568 sqft

Exterior Amenities

Pool TypePool Type
Pool Area648 sqft
PorchSlab
Porch Area932 sqft
Patio Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2626 OAKRIDGE DR
CityWATERLOO
StateIL
Zip62298-5334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionTAX LOT 1C & PART TAX LOT 4 SUR 570 0211142
Legal Range10W
Legal Township02S
Legal Section07
Legal Lot Number1C,4
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2007
Census Tract600402

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2626 OAKRIDGE DR, WATERLOO, IL 62298-5334
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Intrafamily Transfer, Transfer
May 31, 2019Deed of Trust, Mortgage · Line of Credit
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 24, 2023
Transfer Doc0000427729
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateJan 25, 2023
Property Address2626 OAKRIDGE DR, WATERLOO, IL 62298-5334
Document Number0000427729
Map ReferenceMB 166 PG 259-260
Instrument DateJan 19, 2023
Instrument427729
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2626 OAKRIDGE DR, WATERLOO, IL 62298-5334

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2626 OAKRIDGE DR, WATERLOO, IL 62298-5334
Document Number0000401831
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJun 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2626 OAKRIDGE DR WATERLOO IL 622985334, WATERLOO, IL 62298-5334

Mortgage

Document Number0000401831
DateJun 7, 2019
Instrument401831
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 6, 2029
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,208.00 (+78.48%) Homeowner's exemption Senior Citizen's exemption$163,110 (+63.11%) Land $45,970 Building $117,140$489,330 (+63.11%) Land $137,910 Building $351,420
2024$5,159.00
2022Homeowner's exemption Additional exemption filed$100,000 Land $42,730 Building $57,270$300,000 Land $128,190 Building $171,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL
50 / 10

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakridge Dr

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