2705 Oak Hammock Loop, Mulberry, FL 33860 Property Records

Polk County property record for 2705 Oak Hammock Loop, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 2011
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on File
Last Sale	$136,100 (Aug 2011)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-34-142464-002790`

Property Details

APN / Parcel Number

Primary APN	`23-29-34-142464-002790`
Alternative APNs	`342923142464002790` `42923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,499 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,751 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	2705 OAK HAMMOCK LOOP
City	MULBERRY
State	FL
Zip	33860-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT IMPERIAL LAKES PB 134 PGS 32-35 LOT 279
Legal Range	23E
Legal Township	29S
Legal Section	34
Legal Subdivision	ENCLAVE AT IMPERIAL LAKES
Legal Tract	142464
Legal Block	3
Legal Lot Number	279
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3001
Census Tract	14906

Owner

Source: Polk County records · APN 23-29-34-142464-002790

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2705 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PUBLIX EMPLOYEES FCU
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPS FCU
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2011 · Amount on Record
Deed Sale	Aug 26, 2011 · Amount on Record
Prior Sale	Apr 20, 2011 · Amount on Record
Deed Document Number	2011145292
Deed Book / Page	8458 / 1988
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2705 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5529
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5529

Mortgage

Document Number	0000274745
Date	Oct 18, 2022
Book Page	12452/1953
Instrument	2022274745

Lender

Name	PUBLIX EMPLOYEES FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2705 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5529
Document Number	0113141854
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2705 OAK HAMMOCK LOOP MULBERRY FL 338605529, MULBERRY, FL 33860-5529

Mortgage

Document Number	0113141854
Date	Jul 28, 2020
Book Page	011314/001854
Instrument	151899

Lender

Name	PUBLIX EMPS FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2705 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5529
Document Number	0100401597
Book / Page	010040 / 001597
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2705 OAK HAMMOCK LOOP MULBERRY FL 338605529, MULBERRY, FL 33860-5529

Mortgage

Document Number	0100401597
Date	Jan 18, 2017
Book Page	010040/001597
Instrument	9815

Lender

Name	SUNCOAST FCU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jan 17, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (-31.7%) Homeowner's exemption	$128,725 (+5.99%)	$233,675 (-0.55%) Land $50,000 Building $183,675
2023	$1,675.00 (+7.23%) Homeowner's exemption	$121,453 (+3%)	$234,976 (+2.53%) Land $42,000 Building $192,976
2022	$1,562.00 Homeowner's exemption	$117,916	$229,179 Land $40,000 Building $189,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 159 locations within half a mile of this property.

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