2704 Oak Hammock Loop, Mulberry, FL 33860 Property Records

Polk County property record for 2704 Oak Hammock Loop, Mulberry, FL 33860 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 2010
Lot Size	0.201 acres (8,751 sqft)
Owner	Company Name on File
Last Sale	$267,700 (Oct 2021)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-34-142464-001810`

Property Details

APN / Parcel Number

Primary APN	`23-29-34-142464-001810`
Alternative APNs	`342923142464001810` `42923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,539 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,751 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Screened/Unfinished Porch
Porch Area	254 sqft

Location & Zoning

Street Address	2704 OAK HAMMOCK LOOP
City	MULBERRY
State	FL
Zip	33860-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT IMPERIAL LAKES PB 134 PGS 32-35 LOT 181
Legal Range	23E
Legal Township	29S
Legal Section	34
Legal Subdivision	ENCLAVE AT IMPERIAL LAKES
Legal Tract	142464
Legal Block	3
Legal Lot Number	181
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3000
Census Tract	14906

Owner

Source: Polk County records · APN 23-29-34-142464-001810

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Apr 11, 2022	Special Warranty Deed, Transfer OS NATIONAL LLC
Oct 22, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	2021276721
Deed Book / Page	11950 / 983
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2704 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109267
Date	Apr 22, 2022
Book Page	12220/1271
Instrument	2022109267

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2022
Property Address	2704 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Document Number	0000099156
Book / Page	12205 / 730
Map Reference	MB 134 PG 32-35
Instrument Date	Apr 07, 2022
Instrument	2022099156
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2021
Property Address	2704 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Document Number	0000276721
Book / Page	11950 / 983
Map Reference	MB 134 PG 32
Instrument Date	Oct 19, 2021
Instrument	2021276721
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,873.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 CARISSA DR, 460, SATELLITE BEACH, FL 32937-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2704 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038701
Date	Feb 15, 2021
Book Page	11581/780
Instrument	2021038701

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (-18.03%)	$245,440 (-1.51%) Land $50,000 Building $195,440	$245,440 (-1.51%) Land $50,000 Building $195,440
2023	$3,871.00 (+4.93%)	$249,202 (+4.53%) Land $42,000 Building $207,202	$249,202 (+4.53%) Land $42,000 Building $207,202
2022	$3,689.00	$238,402 Land $40,000 Building $198,402	$238,402 Land $40,000 Building $198,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050149063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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