2705 Lakefront Dr, Belmont, NC 28012 Property Records

Gaston County property record for 2705 Lakefront Dr, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,013 sqft · built 2019
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$388,500 (Sep 2019)
Tax Bill	$3,939 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227379`

Property Details

APN / Parcel Number

Primary APN	`227379`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,013 sqft Heated Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	2705 LAKEFRONT DR
City	BELMONT
State	NC
Zip	28012-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEFRONT WOODS L 11 15 105 004 00 000
Legal Subdivision	LAKEFRONT WOODS
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1005
Census Tract	32510

Owner

2705 Lakefront Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2705 LAKEFRONT DR, BELMONT, NC 28012-8630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 8, 2019	Correction Deed ATTORNEY ONLY
Sep 19, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK
Sep 13, 2018	Loan Modification, Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Deed Book / Page	5068 / 1413
Last Transfer Date	Sep 26, 2019
Transfer Doc	0050730354
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2705 LAKEFRONT DR, BELMONT, NC 28012-8630
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052550529
Date	Aug 11, 2021
Book Page	5255/529

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	GASTON NC
Recording Date	Oct 8, 2019
Property Address	2705 LAKEFRONT DR, BELMONT, NC 28012-8630
Document Number	0050730354
Book / Page	005073 / 000354
Instrument Date	Sep 26, 2019
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$777.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2705 LAKEFRONT DR BELMONT NC 28012, BELMONT, NC 28012

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Sep 19, 2019
Property Address	2705 LAKEFRONT DR, BELMONT, NC 28012-8630
Document Number	0050681413
Book / Page	005068 / 001413
Instrument Date	Sep 17, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2705 LAKEFRONT DR BELMONT NC 28012, BELMONT, NC 28012

Mortgage

Document Number	50681415
Date	Sep 19, 2019
Book Page	005068/001415

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2034

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	2705 LAKEFRONT DR, BELMONT, NC 28012-8630
Document Number	0050000448
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11-12 LAKEFRONT WOODS BELMONT NC 28012, BELMONT, NC 28012

Mortgage

Document Number	0050000448
Date	Sep 14, 2018
Book Page	005000/000448

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2705 Lakefront Dr was $3,939.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,939.00	$551,750 Land $45,750 Building $506,000
2023	$3,834.00	$551,750 Land $45,750 Building $506,000
2021			$339,830 Land $38,130 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2705 Lakefront Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 Lakefront Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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