2629 Lakefront Dr, Belmont, NC 28012 Property Records

Gaston County property record for 2629 Lakefront Dr, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,013 sqft · built 2019
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jul 2020)
Tax Bill$4,164 (2026)
Deeds & MortgagesApr 2022 Transfer
Jul 2019 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN227376

Property Details

APN / Parcel Number

Primary APN227376

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,013 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Lot Area42,253 sqft (0.97 acres)

Location & Zoning

Street Address2629 LAKEFRONT DR
CityBELMONT
StateNC
Zip28012-8611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEFRONT WOODS LOTS 8 PLAT BOOK 090 PAGE 086
Legal SubdivisionLAKEFRONT WOODS
Legal Lot Number8
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1005
Census Tract32510

Owner

2629 Lakefront Dr is owned by two individuals who acquired it in April 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address460 ANNONDALE RD, COLUMBIA, SC 29212-8274
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Intrafamily Transfer, Transfer
Jul 30, 2019Deed of Trust, Mortgage · Construction Mortgage
BANK OF THE OZARKS
Jul 8, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2020 · Amount on File
Deed SaleJul 8, 2020 · Amount on File
Deed Book / Page5136 / 1865
Last Transfer DateApr 15, 2022
Transfer Doc0053320837
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateApr 28, 2022
Property Address2629 LAKEFRONT DR, BELMONT, NC 28012-8611
Document Number0053320837
Book / Page5332 / 837
Map ReferenceMB 90 PG 86
Instrument DateApr 15, 2022
Transaction TypeTransfer
Record UpdatedJun 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2629 LAKEFRONT DR, 2629, BELMONT, NC 28012-8611

Transferred To (Grantee/Buyer)

NameVerified Name
Address2629 LAKEFRONT DR, BELMONT, NC 28012-8611

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address2629 LAKEFRONT DR, BELMONT, NC 28012-8611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050562315
DateJul 30, 2019
Book Page5056/2315
Lender
NameBANK OF THE OZARKS
TypeBank
AddressLITTLE ROCK, AR 72231
Agreement
TypeConstruction Mortgage
AmountAmount on Record

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 8, 2020
Property Address2629 LAKEFRONT DR, BELMONT, NC 28012-8611
Document Number0051361865
Book / Page5136 / 1865
Map ReferenceMB 90 PG 86
Instrument DateJul 6, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8000 CORPORATE CENTER DR STE 100, 8000, CHARLOTTE, NC 28226-4209

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2629 LAKEFRONT DR, BELMONT, NC 28012-8611

Mortgage

Document Number51361867
DateJul 8, 2020
Instrument5136/1867
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2629 Lakefront Dr was $4,164.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,164.00$583,280 (-) Land $47,280 Building $536,000
2025$4,164.00$583,280 Land $47,280 Building $536,000
2023$4,053.00$583,280 Land $47,280 Building $536,000
2021$359,140 Land $39,400 Building $319,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2629 Lakefront Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2629 Lakefront Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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