2702 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 2702 E State St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,770 sqft · built 1927
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,500 (May 2025)
Tax Bill	$6,343 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`163C159`

Property Details

APN / Parcel Number

Primary APN	`163C159`
Alternative APN	`1219360021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,770 sqft Living Area
Gross Area	3,557 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	437 sqft
Unfinished Basement	547 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Brick
Roof Material	Tile
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	153 ft deep x 120 ft wide
Terrain	High
View / Lot	Traffic
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2702 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WELTYS 2ND LONGVIEW ADD PT SW 1/4 SEC19-44-2 LOTS 45 THRU 047 LOT 047
Legal Subdivision	WELTYS 2ND LONGVIEW ADD
Legal Lot Number	45-47
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4024
Census Tract	600

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 23, 2020	Quit Claim Deed, Transfer US BK
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BK
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD
Jun 5, 2018	Quit Claim Deed, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD
Jan 18, 2018	Grant Deed, Construction Loan · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	202511890
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0001036020
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006571
Date	Mar 2, 2022
Instrument	2206571

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 23, 2020
Property Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Document Number	0001036020
Instrument Date	Sep 30, 2020
Instrument	1036020
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 E STATE ST ROCKFORD IL 611081737, ROCKFORD, IL 61108-1737

Mortgage

Document Number	1036021
Date	Nov 23, 2020
Instrument	1036021

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 26, 2020
Property Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Document Number	0001005346
Instrument Date	Feb 20, 2020
Instrument	1005346
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2702 E STATE ST ROCKFORD IL 611081737, ROCKFORD, IL 61108-1737

Mortgage

Document Number	1005347
Date	Feb 26, 2020
Instrument	1005347

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Document Number	0001015854
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2702 E STATE ST ROCKFORD IL 611081737, ROCKFORD, IL 61108-1737

Mortgage

Document Number	0001015854
Date	May 7, 2019
Instrument	1015854

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 6, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 5, 2018
Property Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Document Number	0001015533
Instrument Date	May 24, 2018
Instrument	1015533
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2702 E STATE ST ROCKFORD IL 611081737, ROCKFORD, IL 61108-1737

Mortgage

Document Number	1015534
Date	Jun 5, 2018
Instrument	1015534

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2038

Interest

Rate Type	Fixed Rate
Rate	5.37%

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 18, 2018
Property Address	2702 E STATE ST, ROCKFORD, IL 61108-1737
Document Number	0001001744
Instrument Date	Jun 23, 2017
Instrument	1001744
Transaction Type	Construction Loan
Record Updated	Feb 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.25
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 OLD WARREN RD WEST WARREN MA 01092, WEST WARREN, MA 01092

Mortgage

Document Number	1001745
Date	Jan 18, 2018
Instrument	1001745

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2019

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,343.00 (+4.81%)	$77,850 (+11.43%) Land $15,748 Building $62,102	$233,550 (+11.43%) Land $47,244 Building $186,306
2024	$6,052.00	$69,865 (+26.88%) Land $14,133 Building $55,732	$209,595 (+26.88%) Land $42,399 Building $167,196
2022	Homeowner's exemption	$55,063 Land $11,139 Building $43,924	$165,189 Land $33,417 Building $131,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

2702 E State St, Rockford, IL 61108 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Grant Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E State St

Nearby Streets

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