Baltimore County property record for 2705 Bay Dr, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,788 sqft · built 1936 |
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,441 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2017 Mortgage |
| APN | 15-1502003140 |
| Primary APN | 15-1502003140 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,788 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,650 sqft (0.176 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 246 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1502003140 |
|---|---|
| Street Address | 2705 BAY DR |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWAN POINT |
| Legal Subdivision | SWAN POINT |
| Legal Block | 1 |
| Legal Lot Number | 571 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 451900 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2705 BAY DR, BALTIMORE, MD 21219-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2006 |
| Deed Sale | Apr 13, 2006 |
| Prior Sale | Jun 26, 2001 |
| Deed Document Number | 2006335551 |
| Deed Book / Page | 23678 / 615 |
| Last Transfer Date | Dec 5, 2008 |
| Transfer Doc | 0275020210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 2705 BAY DR, BALTIMORE, MD 21219-1650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 2705 BAY DR, SPARROWS POINT, MD 21219-1650 |
| Document Number | 0484470165 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 48447/165 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | DUNDALK, MD 21222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Sep 5, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 2705 BAY DR, BALTIMORE, MD 21219-1650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0396240098 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 0039624/098 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | DUNDALK, MD 21222 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Oct 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496,233 (+23.35%) | $543,200 (+35.02%) Land $385,200 Building $158,000 | |
| 2024 | $6,441.00 (+114.34%) | ||
| 2023 | $3,005.00 Homeowner's exemption | $402,300 Land $228,100 Building $174,200 | $402,300 Land $228,100 Building $174,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 218 policies |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 75 (1979–2025) |
| Claims Outside the SFHA | 3 of 75 |
| Most Recent Claim | Dec 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
5G (outdoors only) and 4G LTE
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