2704 Ruby Rose Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2704 Ruby Rose Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,661 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$441,800 (2022)
Tax Bill	$7,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112531572000014030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,661 sqft Heated Area
Gross Area	2,310 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2704 RUBY ROSE LN
City	SAINT CLOUD
State	FL
Zip	34771-9344
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 1D PB 30 PGS 57-66 LOT 403
Legal Subdivision	DEL WEBB SUNBRIDGE PHS 1
Legal Phase	1D
Legal Lot Number	403
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 112531572000014030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2704 RUBY ROSE LN, SAINT CLOUD, FL 34771-9344
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Deed Doc Number	2022049613
Deed Book / Page	6181 / 2521
Record Refreshed	Jun 08, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 29, 2022
Property Address	2704 RUBY ROSE LN, SAINT CLOUD, FL 34771-9344
Document Number	0061812521
Book / Page	6181 / 2521
Map Reference	MB 30 PG 57-66
Instrument Date	Mar 18, 2022
Instrument	2022049613
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,092.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2704 RUBY ROSE LN, SAINT CLOUD, FL 34771-9344

Mortgage

Document Number	0061812535
Date	Mar 29, 2022
Instrument	6181/2535

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,149.00 (+7.23%) Homeowner's exemption	$419,708 (+5.99%)	$423,400 (-1.4%) Land $92,000 Building $331,400
2023	$6,667.00 (+155.93%) Homeowner's exemption	$396,000 (+465.71%)	$429,400 (+513.43%) Land $90,000 Building $339,400
2022	$2,605.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 64 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.