2700 Ruby Rose Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2700 Ruby Rose Ln, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,907 sqft · built 2023
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$543,600 (Jul 2023)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-25-31-5720-0001-4020`

Property Details

APN / Parcel Number

Primary APN	`11-25-31-5720-0001-4020`
Alternative APN	`253111572000014020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	1,907 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	606 sqft
Porch	Florida Room
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2700 RUBY ROSE LN
City	SAINT CLOUD
State	FL
Zip	34771-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 1D PB 30 PGS 57-66 LOT 402
Legal Range	31E
Legal Township	25S
Legal Section	11
Legal Subdivision	DEL WEBB SUNBRIDGE PHS 1
Legal Phase	1D
Legal Lot Number	402
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 11-25-31-5720-0001-4020

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2700 RUBY ROSE LN, SAINT CLOUD, FL 34771-9344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	202398653
Deed Book / Page	6449 / 545
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2023
Property Address	2700 RUBY ROSE LN, SAINT CLOUD, FL 34771-9344
Document Number	0064490545
Book / Page	6449 / 545
Map Reference	MB 30 PG 57-66
Instrument Date	Jul 25, 2023
Instrument	2023098653
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,805.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 RUBY ROSE LN, SAINT CLOUD, FL 34771-9344

Mortgage

Document Number	0064490547
Date	Jul 31, 2023
Book Page	6449/547
Instrument	2023098654

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+9.51%)	$255,280 (+183.64%)	$478,300 (+431.44%) Land $92,000 Building $386,300
2024	$1,735.00 (-21.95%)
2023	$2,223.00 (+9.56%)	$90,000 (+28.57%) Land $90,000	$90,000 (+28.57%) Land $90,000
2022	$2,029.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 64 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.