2704 Ray Ct, Fowler, IL 62338 Property Records

Adams County property record for 2704 Ray Ct, Fowler, IL 62338

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,821 sqft)
Owner	Individual Name on Record
Tax Bill	$3,414 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190039303000`

Property Details

APN / Parcel Number

Primary APN	`190039303000`

Exterior

Lot Area	10,821 sqft (0.25 acres)

Location & Zoning

Street Address	2704 RAY CT
City	FOWLER
State	IL
Zip	62338-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 COLUMBUS ROAD HEIGHTS LOT 30
Legal Range	8W
Legal Township	1S
Legal Section	26
Legal Subdivision	COLUMBUS ROAD HEIGHTS
Legal Lot Number	30
Jurisdiction	ADAMS IL
Township / Civil Division	ELLINGTON
Census Block Group	2
Census Block	2049
Census Tract	10400

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2704 RAY CT, FOWLER, IL 62338-2277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2704 RAY CT, FOWLER, IL 62338-2277
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02796
Date	Apr 20, 2020
Instrument	2020R-02796

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jan 24, 2017
Property Address	2704 RAY CT, FOWLER, IL 62338-2277
Document Number	2017R00692
Instrument Date	Jan 20, 2017
Instrument	2017R-00692
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8104 TRIPLE J CT, 8104, CHARLOTTE, NC 28227-4060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2704 RAY CT, FOWLER, IL 62338-2277

Mortgage

Document Number	2017R00693
Date	Jan 24, 2017
Instrument	2017R-00693

Lender

Name	STATE STREET BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Ellington Township
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,720 (+25.09%) Land $5,420 Building $60,300	$197,160 (+25.09%) Land $16,260 Building $180,900
2024	$3,414.00 (+23.88%)
2022		$52,540 Land $4,330 Building $48,210	$157,620 Land $12,990 Building $144,630
2021	$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	300 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Ray Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures