2630 Ray Ct, Fowler, IL 62338 Property Records

Adams County property record for 2630 Ray Ct, Fowler, IL 62338

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,262 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 2017)
Tax Bill	$1,941 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190039302900`

Property Details

APN / Parcel Number

Primary APN	`190039302900`

Exterior

Lot Area	13,262 sqft (0.3 acres)

Location & Zoning

Street Address	2630 RAY CT
City	FOWLER
State	IL
Zip	62338-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 COLUMBUS ROAD HEIGHTS LOT 29
Legal Range	8W
Legal Township	1S
Legal Section	26
Legal Subdivision	COLUMBUS ROAD HEIGHTS
Legal Lot Number	29
Jurisdiction	ADAMS IL
Township / Civil Division	ELLINGTON
Census Block Group	2
Census Block	2049
Census Tract	10400

Owner

Source: Adams County records · APN 190039302900

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2630 RAY CT, FOWLER, IL 62338-2276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 02, 2024	Intrafamily Transfer, Transfer
May 03, 2023	Intrafamily Transfer, Transfer
Jun 28, 2017	Deed, Transfer · Conventional Mortgage MERCANTILE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	20175194
Last Transfer Date	Dec 14, 2023
Transfer Doc	2024R00020
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2630 RAY CT, FOWLER, IL 62338-2276
Transaction Type	Mortgage
Record Updated	Apr 03, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R01479
Date	Mar 11, 2024
Instrument	2024R-01479

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2039

Interest

Rate Type	Fixed Rate
Rate	6.25%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IL
Recording Date	Jan 02, 2024
Property Address	2630 RAY CT, FOWLER, IL 62338-2276
Document Number	2024R00020
Map Reference	MB 13 PG 1216
Instrument Date	Dec 14, 2023
Instrument	2024R-00020
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 RAY CT, FOWLER, IL 62338-2276

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IL
Recording Date	May 03, 2023
Property Address	2630 RAY CT, FOWLER, IL 62338-2276
Document Number	2023R02487
Map Reference	MB 13 PG 1216
Instrument Date	May 02, 2023
Instrument	2023R-02487
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2630 RAY CT, FOWLER, IL 62338-2276

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IL
Recording Date	Jun 28, 2017
Property Address	2630 RAY CT, FOWLER, IL 62338-2276
Document Number	2017R05194
Instrument Date	Jun 27, 2017
Instrument	2017R-05194
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9535 ROCK QUARRY RD, 9535, QUINCY, IL 62305-8082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 RAY CT, FOWLER, IL 62338-2276

Mortgage

Document Number	2017R05195
Date	Jun 28, 2017
Instrument	2017R-05195

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Ellington Township
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,680 (+7.37%) Land $5,420 Building $36,260	$125,040 (+7.37%) Land $16,260 Building $108,780
2024	$1,941.00 (+20.48%)	$38,820 (+16.51%) Land $5,050 Building $33,770	$116,460 (+16.51%) Land $15,150 Building $101,310
2022		$33,320 Land $4,330 Building $28,990	$99,960 Land $12,990 Building $86,970
2021	$1,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 23, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AMG Technology Investment Group Fixed Wireless	300 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 57 locations within half a mile of this property.

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