San Diego County property record for 2704 Merlin Pl, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,121 sqft · built 1960 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,070,000 (Jul 2026) |
| Tax Bill | $4,533 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 149-192-14-00 |
| Primary APN | 149-192-14-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,121 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 10,800 sqft (0.248 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1492120500 |
|---|---|
| Street Address | 2704 MERLIN PL |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-4535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 80 TR 004226 |
| Legal Subdivision | CITADEL ESTATES |
| Legal Tract | 004226 |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 18511 |
2704 Merlin Pl is owned and occupied by two individuals who bought it in July 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2704 MERLIN PL, OCEANSIDE, CA 92054-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 9, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Jul 27, 2010 · Amount on File |
| Deed Document Number | 2026197148 |
| Prior Transfer Date | Jul 26, 2012 |
| Prior Transfer Doc | 0000501061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 9, 2026 |
| Property Address | 2704 MERLIN PL, OCEANSIDE, CA 92054-4535 |
| Document Number | 0000197148 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026197148 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118,877.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2704 MERLIN PL, OCEANSIDE, CA 92054-4535 |
| Document Number | 0000197149, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026197149 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 9, 2026 |
| Property Address | 2704 MERLIN PL, OCEANSIDE, CA 92054-4535 |
| Document Number | 0000164789 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026164789 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 2704 MERLIN PL, OCEANSIDE, CA 92054-4535 |
| Document Number | 0000164789, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 2026164789 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Oct 2, 2026 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 2704 Merlin Pl was $4,533.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $409,011 (+2%) Land $345,934 Building $63,077 | |
| 2025 | $4,533.00 | $400,992 Land $339,151 Building $61,841 |
| 2023 | $4,309.00 (+1.53%) | $385,423 Land $325,982 Building $59,441 |
| 2022 | $4,244.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2704 Merlin Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2704 Merlin Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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