2702 Merlin Pl, Oceanside, CA 92054 Property Records

San Diego County property record for 2702 Merlin Pl, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,121 sqft · built 1960
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Sep 1993)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-192-12-00`

Property Details

APN / Parcel Number

Primary APN	`149-192-12-00`
Alternative APN	`1492120300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,121 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1492120300
Street Address	2702 MERLIN PL
City	OCEANSIDE
State	CA
Zip	92054-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 78 TR 004226
Legal Subdivision	CITADEL ESTATES
Legal Tract	004226
Legal Block	2
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2702 MERLIN PL, OCEANSIDE, CA 92054-4535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 1993 · Amount on Record
Deed Sale	Sep 28, 1993 · Amount on Record
Deed Document Number	1993638379
Last Transfer Date	Apr 21, 2009
Transfer Doc	0000234210
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	2702 MERLIN PL, OCEANSIDE, CA 92054-4535
Document Number	0000111432
Instrument Date	Apr 13, 2026
Instrument	2026111432
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2702 MERLIN PL, OCEANSIDE, CA 92054-4535

Mortgage

Document Number	0000111432,
Date	Apr 22, 2026
Instrument	2026111432

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2051

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2702 MERLIN PL, OCEANSIDE, CA 92054-4535
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 MERLIN PL, OCEANSIDE, CA 92054-4535

Mortgage

Document Number	0000279465
Date	Apr 12, 2021
Instrument	2021-0279465

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2702 MERLIN PL, OCEANSIDE, CA 92054-4535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324084
Date	Jul 19, 2017
Instrument	2017-0324084

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$214,944 (+2%) Land $84,196 Building $130,748
2025	$2,329.00 (+2.06%) Homeowner's exemption	$210,731 (+4.04%) Land $82,546 Building $128,185
2024	$2,282.00 (+3.21%)
2023	$2,211.00 (+1.61%) Homeowner's exemption	$202,550 Land $79,342 Building $123,208
2022	$2,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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